1206 N School St, Normal, IL 61761 Property Records

McLean County property record for 1206 N School St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,992 sqft · built 1978
Lot Size	0.224 acres (9,747 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Dec 2023)
Tax Bill	$5,362 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-21-259-001`

Property Details

APN / Parcel Number

Primary APN	`14-21-259-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Asphalt
Lot Area	9,747 sqft (0.224 acres)
Lot Dimensions	110 ft deep x 88 ft wide
Garage Area	441 sqft
Porch	Open Frame Porch
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1206 N SCHOOL ST
City	NORMAL
State	IL
Zip	61761-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	BUNKER HILL LOT 1
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	BUNKER HILL
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1004
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1206 N SCHOOL ST, NORMAL, IL 61761-1238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 25, 2017	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	202316546
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 5, 2023
Property Address	1206 N SCHOOL ST, NORMAL, IL 61761-1238
Document Number	202300016546
Map Reference	DOC 76-10035
Instrument Date	Dec 1, 2023
Instrument	2023-00016546
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1206 N SCHOOL ST, NORMAL, IL 61761-1238

Mortgage

Document Number	202300016547
Date	Dec 5, 2023
Instrument	2023-00016547

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1206 N SCHOOL ST, NORMAL, IL 61761-1238
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 N SCHOOL ST, NORMAL, IL 61761-1238

Mortgage

Document Number	202200014482
Date	Aug 15, 2022
Instrument	2022-00014482

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 25, 2017
Property Address	1206 N SCHOOL ST, NORMAL, IL 61761-1238
Document Number	201700009107
Map Reference	DOC76-10035
Instrument Date	May 22, 2017
Instrument	2017-00009107
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1206 N SCHOOL ST, NORMAL, IL 61761-1238

Mortgage

Document Number	201700009108
Date	May 25, 2017
Instrument	2017-00009108

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,632 (+21.89%) Land $16,737 Building $61,895	$235,896 (+21.89%) Land $50,211 Building $185,685
2024	$5,362.00 (+7.09%)
2023	$5,007.00 (+6.62%)	$64,512 (+10.69%) Land $13,731 Building $50,781	$193,536 (+10.69%) Land $41,193 Building $152,343
2022	$4,696.00	$58,282 Land $12,405 Building $45,877	$174,846 Land $37,215 Building $137,631

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

Nearby Properties on N School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures