1206 N Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 1206 N Main Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1946
Lot Size	0.383 acres (16,682 sqft)
Owner	2 Individual Names on File
Last Sale	$142,400 (May 2020)
Tax Bill	$721 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023D-G-032.00`

Property Details

APN / Parcel Number

Primary APN	`023D-G-032.00`
Alternative APNs	`086023D G 03200` `000011663`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	2 Stories
Building Area	936 sqft Living Area
Gross Area	1,076 sqft
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,682 sqft (0.383 acres)
Lot Dimensions	220 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	984 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	301 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1206 N MAIN AVE
City	ERWIN
State	TN
Zip	37650-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	82X235 IRR
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	4
Census Block	4000
Census Tract	80400

Owner

Source: Unicoi County records · APN 023D-G-032.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1206 N MAIN AVE, ERWIN, TN 37650-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Deed Document Number	2020814
Deed Book / Page	433 / 81
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 11, 2020
Property Address	1206 N MAIN AVE, ERWIN, TN 37650-9122
Document Number	0000043381
Book / Page	433 / 81
Instrument Date	May 08, 2020
Instrument	20000814
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$526.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 N MAIN AVE, ERWIN, TN 37650-9122

Mortgage

Document Number	0020000815
Date	May 11, 2020
Instrument	20000815

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,625 (-) Land $6,550 Building $21,075	$110,500 (-) Land $26,200 Building $84,300
2024	$721.00 (+11.09%)
2023		$27,625 (-) Land $6,550 Building $21,075
2022	$649.00	$27,625 Land $6,550 Building $21,075	$110,500 Land $26,200 Building $84,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2001–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2020 · other causes

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 85 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.