St. Joseph County property record for 1206 Myrtle St, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,322 sqft · built 1978 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Feb 2015) |
| Tax Bill | $4,031 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-520-014-00 |
| Primary APN | 052-520-014-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,322 sqft Building Perimeter |
| 1st Floor Area | 1,323 sqft |
| Basement Area | 1,323 sqft |
| Unfinished Basement | 1,323 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 134 ft deep x 148 ft wide |
| Garage Area | 725 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1206 MYRTLE ST |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14-15 PARKSIDE ADD. CITY OF STURGIS. ADDED 520-015-00 FOR 2006 |
| Legal Subdivision | PARKSIDE ADD |
| Legal Lot Number | 14-15 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 40500 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1206 MYRTLE ST, STURGIS, MI 49091-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2017 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Nov 30, 2018 | Deed of Trust, Mortgage · ARM OAK MORTGAGE LLC |
| Jul 3, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2015 · Amount on Record |
| Deed Sale | Feb 27, 2015 · Amount on Record |
| Prior Sale | Aug 2, 1999 · Amount on Record |
| Deed Book / Page | 1775 / 700 |
| Last Transfer Date | Jun 10, 2016 |
| Transfer Doc | 1875/0919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1206 MYRTLE ST, STURGIS, MI 49091-2328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1876/0599 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 1876/0599 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1206 MYRTLE ST, STURGIS, MI 49091-2328 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1940/0873 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 1940/0873 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Max Rate | 9.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 3, 2017 |
| Property Address | 1206 MYRTLE ST, STURGIS, MI 49091-2328 |
| Document Number | 1875/0919 |
| Book / Page | 1875 / 0919 |
| Map Reference | LB4 PG5 |
| Instrument Date | Jun 10, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 66863 STILLWATER DR, 66863, STURGIS, MI 49091-9189 |
| Name | Verified Name |
|---|---|
| Address | 1206 MYRTLE ST, STURGIS, MI 49091-2328 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,400 (+12.9%) | $344,800 (+12.9%) | |
| 2025 | $4,031.00 Homeowner's exemption | $152,700 Land $4,600 Building $148,100 | $305,400 Land $9,200 Building $296,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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