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1206 Mill Stream Way, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1206 Mill Stream Way, Chesapeake, VA 23320

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,134 sqft · built 1984
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on File
Last Sale$259,900 (Sep 2025)
Tax Bill$2,630 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2022 Sale & Mortgage
APN0282010000450

Property Details

APN / Parcel Number

Primary APN0282010000450

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,134 sqft Living Area
1st Floor Area560 sqft
Upper Floors Area560 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,307 sqft (0.03 acres)
Lot Dimensions65 ft deep x 20 ft wide
PorchSlab
Porch Area16 sqft
Patio Area620 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1206 MILL STREAM WAY
CityCHESAPEAKE
StateVA
Zip23320-2769
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD: PLANN
Legal Description127 SUB PT PAR 14A SEC B MILL QUARTER SEC ONE
Legal SubdivisionRIVER BIR. RUN S,LAKEWD,MILL QUAR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1003
Census Tract20814

Owner

1206 Mill Stream Way, a townhouse, is owned and occupied by an individual who bought it in September 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1206 MILL STREAM WAY, CHESAPEAKE, VA 23320-2769
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 19, 2022Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2025 · Amount on File
Deed SaleSep 24, 2025 · Amount on File
Prior SaleMay 19, 2022 · Amount on File
Deed Document Number202522109
Deed Book / Page10897 / 1542
Prior Transfer DateJul 20, 2001
Prior Transfer Doc4334000569
Record UpdatedOct 29, 2026

September 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 24, 2025
Property Address1206 MILL STREAM WAY, CHESAPEAKE, VA 23320-2769
Document Number10897/1542
Book / Page10897 / 1542
Map ReferenceMB 74 PG 52&52A
Instrument DateSep 18, 2025
Instrument250022109
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 MILL STREAM WAY, CHESAPEAKE, VA 23320-2769

Mortgage

Document Number0250022110
DateSep 24, 2025
Instrument250022110
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 19, 2022
Property Address1206 MILL STREAM WAY, CHESAPEAKE, VA 23320-2769
Document Number010561/677
Book / Page10561 / 677
Instrument DateMay 6, 2022
Instrument220016970
Transaction TypeTransfer
Record UpdatedJun 1, 2022
Title CompanyNOT AVAILABLE, FACT FINDERS TITLE & ABSTRAC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 MILL STREAM WAY, CHESAPEAKE, VA 23320-2769

Mortgage

Document Number0220016971
DateMay 19, 2022
Instrument220016971
Lender
NameGUILD MORTGAGE COMPANY LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Mill Stream Way was $2,630.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,500 (+2.34%) Land $110,000 Building $156,500$266,500 (+2.34%) Land $110,000 Building $156,500
2025$2,630.00$260,400 Land $100,000 Building $160,400$260,400 Land $100,000 Building $160,400
2023$222,800 (+12.3%) Land $70,000 Building $152,800$222,800 (+12.3%) Land $70,000 Building $152,800
2022$198,400 Land $65,000 Building $133,400$198,400 Land $65,000 Building $133,400
2019$1,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1206 Mill Stream Way; 9 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Mill Stream Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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