Winneshiek County property record for 1206 Michael Dr, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,140 sqft · built 1997 |
| Lot Size | 0.19 acres (8,256 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,554 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 110923400500 |
| Primary APN | 110923400500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Basement Area | 1,140 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 340 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,256 sqft (0.19 acres) |
| Lot Dimensions | 96 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 76 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1206 MICHAEL DR |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-9655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 1 NORTH HOME 5TH ADDN |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 09 |
| Legal Subdivision | NORTH HOME 5TH ADD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 950200 |
1206 Michael Dr is owned and occupied by two individuals.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1206 MICHAEL DR, DECORAH, IA 52101-9655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 1206 MICHAEL DR, DECORAH, IA 52101-9655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/2933 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 2022/2933 |
| Instrument | 2022 2933 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 18, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1206 Michael Dr was $4,554 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,554.00 | $289,750 (+0.33%) Land $39,040 Building $250,710 | $289,750 (+0.33%) Land $39,040 Building $250,710 |
| 2025 | $4,554.00 (+6.15%) Homeowner's exemption | $288,790 Land $39,040 Building $249,750 | $288,790 Land $39,040 Building $249,750 |
| 2024 | $4,290.00 | ||
| 2023 | $251,860 (+15.95%) Land $39,040 Building $212,820 | $251,860 Land $39,040 Building $212,820 | |
| 2022 | $4,342.00 Homeowner's exemption | $217,210 Land $32,530 Building $184,680 | |
| 2021 | $217,210 Land $32,530 Building $184,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1206 Michael Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1206 Michael Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: GigFire.
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