Clear Creek County property record for 1206 Main St, Georgetown, CO 80444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,944 sqft · built 1999 |
| Lot Size | 0.081 acres (3,550 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $417,900 (Apr 2019) |
| Tax Bill | $3,107 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1959-084-13-012 |
| Primary APN | 1959-084-13-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Shingle |
| Lot Area | 3,550 sqft (0.081 acres) |
| Terrain | Combination |
| Garage Type | Basement |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Heating Fuel | Propane |
|---|---|
| Sewer | Connected |
| Account Number | R016656 |
|---|---|
| Old Parcel Number | 1959084 13012 |
| Street Address | 1206 MAIN ST |
| City | GEORGETOWN |
| State | CO |
| Zip | 80444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: GEORGETOWN BLOCK: 54 LOT: 1 |
| Legal Subdivision | GEORGETOWN |
| Legal Block | 54 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEAR CREEK CO |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Georgetown-Silver Plume Historic District listed 1966 · 16 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000243 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clear Creek County records, as of February 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 481, GEORGETOWN, CO 80444-0481 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 10, 2019 | Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA |
| Jan 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jan 13, 2020 | Deed of Trust, Mortgage FLAGSTAR BK |
| Apr 1, 2019 | Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Dec 15, 2016 | Deed of Trust, Mortgage · Line of Credit VECTRA BK/CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on Record |
| Deed Sale | Apr 1, 2019 · Amount on Record |
| Prior Sale | Jan 21, 2014 |
| Deed Document Number | 290981 |
| Deed Book / Page | 00962 / 0620 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 1206 MAIN ST, GEORGETOWN, CO 80444 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1206 MAIN ST, GEORGETOWN, CO 80444 |
| Document Number | 0010510561 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 1051/561 |
| Instrument | 311199 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 1206 MAIN ST, GEORGETOWN, CO 80444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009710004 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 00971/0004 |
| Instrument | 292845 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Address | SCOTTSDALE, AZ 85260 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 28, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 1206 MAIN ST, GEORGETOWN, CO 80444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0009780036 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 00978/0036 |
| Instrument | 294419 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 1206 MAIN ST, GEORGETOWN, CO 80444 |
| Document Number | 0009780065 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4191 2ND ST S ST CLOUD MN 563013761, ST CLOUD, MN 56301-3761 |
| Document Number | 0009780065 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 000978/000065 |
| Instrument | 294424 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Recording Date | Apr 1, 2019 |
| Property Address | 1206 MAIN ST, GEORGETOWN, CO 80444 |
| Document Number | 0009620620 |
| Book / Page | 00962 / 0620 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 290981 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | HOMESTEAD TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.79 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1206 MAIN ST, GEORGETOWN, CO 80444 |
| Document Number | 0000290982 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 290982 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 1206 MAIN ST, GEORGETOWN, CO 80444 |
| Document Number | 0009290426 |
| Book / Page | 000929 / 000426 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 442 GALAPAGO ST DENVER CO 802045031, DENVER, CO 80204-5031 |
| Document Number | 0009290426 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 000929/000426 |
| Instrument | 282801 |
| Name | VECTRA BK/CO |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Clear Creek County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Clear Creek County |
| Municipality | Georgetown Town |
| Unified School District | Clear Creek School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,107.00 (+18.86%) | $40,490 (+19.86%) Land $1,820 Building $38,670 | $647,860 (+28.49%) Land $29,170 Building $618,690 |
| 2023 | $2,614.00 (+14.4%) | $33,780 (+15.25%) Land $1,760 Building $32,020 | $504,220 (+19.56%) Land $26,300 Building $477,920 |
| 2022 | $2,285.00 | $29,310 Land $2,030 Building $27,280 | $421,740 Land $29,170 Building $392,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (1979–2010) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 90% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GEORGETOWN serves 5,315 people · EPA ID CO0110015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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