1206 Main St, Apt 2, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1206 Main St, Apt 2, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,070 sqft · built 1866
Lot Size	0.046 acres (2,041 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Jun 2012)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`075-0004-0367-00`

Property Details

APN / Parcel Number

Primary APN	`075-0004-0367-00`
Alternative APN	`0046590`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft

Exterior

Year Built	Built 1866
Effective Year Built	Effective 1866
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	2,041 sqft (0.046 acres)
Lot Width	27 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1206 MAIN ST, 2
City	CINCINNATI
State	OH
Zip	45202-7893
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2 20.8%ST CHARLES PLACE CONDOMINIUM
Legal Subdivision	ST CHARLES PLACE CONDOMINIUM
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3018
Census Tract	1000

Owner

1206 Main St, Apt 2 is owned by two individuals who acquired it in March 2021.

Source: Hamilton County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5334 WOODCLIFF CT, WEST CHESTER, OH 45069-5821
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Mar 25, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2012 · Amount on File
Deed Sale	Jun 26, 2012 · Amount on File
Deed Document Number	201279849
Deed Book / Page	12051 / 149
Last Transfer Date	Mar 23, 2021
Transfer Doc	0000037641
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1206 MAIN ST APT 2, 2, CINCINNATI, OH 45202-7893
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 MONASTERY ST, CINCINNATI, OH 45202-1510

Mortgage

Document Number	0000016479
Date	Feb 8, 2021
Book Page	14350/483
Instrument	2021-0016479

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 25, 2021
Property Address	1206 MAIN ST APT 2, 2, CINCINNATI, OH 45202-7893
Document Number	0000037641
Book / Page	14382 / 1664
Map Reference	MB 433 PG 52-53
Instrument Date	Mar 23, 2021
Instrument	2021-0037641
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5334 WOODCLIFF CT, WEST CHESTER, OH 45069-5821

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Main St, Apt 2 was $6,156, up 0.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,156.00 (+0.28%)	$93,006 (-) Land $12,250 Building $80,756	$265,730 Land $35,000 Building $230,730
2024	$6,139.00 (+0.21%)	$93,006 (-) Land $12,250 Building $80,756
2023	$6,126.00 (+95.78%)	$93,006 (+13.57%) Land $12,250 Building $80,756	$265,730 Land $35,000 Building $230,730
2022	$3,129.00	$81,890 Land $11,498 Building $70,392
2020			$233,970 Land $32,850 Building $201,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 Main St, Apt 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1206 Main St, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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