1206 Kennedy Dr, Kirkland, IL 60146 Property Records

DeKalb County property record for 1206 Kennedy Dr, Kirkland, IL 60146

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,038 sqft
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jan 2026)
Tax Bill	$7,962 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-475-009`

Property Details

APN / Parcel Number

Primary APN	`01-26-475-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,038 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	148 ft deep x 80 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Account Number	0126475009
Street Address	1206 KENNEDY DR
City	KIRKLAND
State	IL
Zip	60146-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 - COUNTRY MEADOWS - PHASE THREE
Legal Subdivision	COUNTRY MEADOWS - PHASE THREE
Legal Phase	3
Legal Lot Number	27
Jurisdiction	DE KALB IL
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2036
Census Tract	200

Owner

1206 Kennedy Dr is owned and occupied by an individual who bought it in January 2026.

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1206 KENNEDY DR, KIRKLAND, IL 60146-8837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Jun 17, 2016 · Amount on File
Deed Document Number	2026727
Prior Transfer Date	May 15, 2006
Prior Transfer Doc	0000008615
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1206 KENNEDY DR, KIRKLAND, IL 60146-8837
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011776
Date	Sep 9, 2021
Instrument	2021011776

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 29, 2026
Property Address	1206 KENNEDY DR, KIRKLAND, IL 60146-8837
Document Number	0000000727
Map Reference	DOC 2002023910
Instrument Date	Jan 19, 2026
Instrument	2026000727
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 KENNEDY DR, KIRKLAND, IL 60146-8837

Mortgage

Document Number	0000000728
Date	Jan 29, 2026
Instrument	2026000728

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	5.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Franklin Township
Municipality	Kirkland Village
Unified School District	Hiawatha Community Unit School District 426 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,203 (+8.1%) Land $17,789 Building $79,414	$291,609 (+8.1%) Land $53,367 Building $238,242
2024	$7,962.00 Homeowner's exemption	$89,919 (+8.57%) Land $16,456 Building $73,463	$269,757 (+8.57%) Land $49,368 Building $220,389
2023		$82,821 Land $15,157 Building $67,664	$248,463 Land $45,471 Building $202,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1206 Kennedy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1996–2010)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jul 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1206 Kennedy Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKLAND serves 1,650 people · EPA ID IL0370300
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirCell Fiber · Fixed Wireless	1,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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