1206 Janet Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1206 Janet Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,521 sqft · built 2007
Lot Size	0.221 acres (9,621 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Sep 2017)
Tax Bill	$8,055 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-255-011`

Property Details

APN / Parcel Number

Primary APN	`15-31-255-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,521 sqft Living Area
Gross Area	3,242 sqft
1st Floor Area	1,610 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,621 sqft (0.221 acres)
Lot Dimensions	120 ft deep x 80 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1206 JANET DR
City	BLOOMINGTON
State	IL
Zip	61704-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SAPPHIRE LAKE SUB 2ND ADD LT 109
Legal Range	03E
Legal Township	24N
Legal Section	31
Legal Subdivision	SAPPHIRE LAKE SUB
Legal Lot Number	109
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2013
Census Tract	5104

Owner

1206 Janet Dr is owned and occupied by two individuals who bought it in September 2017.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1206 JANET DR, BLOOMINGTON, IL 61704-4038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Aug 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Sep 12, 2017	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jan 18, 2017	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Prior Sale	Dec 28, 2012 · Amount on File
Deed Document Number	201716578
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1206 JANET DR, BLOOMINGTON, IL 61704-4038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000027927
Date	Dec 21, 2020
Instrument	2020-00027927

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1206 JANET DR, BLOOMINGTON, IL 61704-4038
Transaction Type	Mortgage
Record Updated	Sep 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00014118
Date	Aug 5, 2017
Instrument	2017-00014118

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	Bloomington, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 13, 2018

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 12, 2017
Property Address	1206 JANET DR, BLOOMINGTON, IL 61704-4038
Document Number	201700016578
Map Reference	DOC2005-17335
Instrument Date	Aug 31, 2017
Instrument	2017-00016578
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1206 JANET DR, BLOOMINGTON, IL 61704-4038

Mortgage

Document Number	201700016579
Date	Sep 12, 2017
Instrument	2017-00016579

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1206 JANET DR, BLOOMINGTON, IL 61704-4038
Transaction Type	Mortgage
Record Updated	Mar 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00001137
Date	Jan 18, 2017
Instrument	2017-00001137

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	2.72%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2017
Change Frequency	Monthly
Min Rate At Change	1.97%
Index	1-Month LIBOR
Max Rate	12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,243 Land $27,179 Building $94,064	$363,729 Land $81,537 Building $282,192
2024	$8,055.00 (+4.5%)
2023	$7,708.00	$101,985 Land $22,862 Building $79,123	$305,955 Land $68,586 Building $237,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1206 Janet Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Janet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Janet Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures