1206 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 1206 E Saint Germain St, Saint Cloud, MN 56304 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size7,620 sqft (0.174 acres)
OccupancyOwner Occupied
Last Sale$149,900 (2024)
Tax Bill$1,860.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.01107.00

Exterior

Lot Area7,620 sqft (0.174 acres)

Location & Zoning

Street Address1206 E SAINT GERMAIN ST
CitySAINT CLOUD
StateMN
Zip56304-0606
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-036 RANGE-031 EASTERN PARK ADDN TO ST CLOUD LOT-006 BLOCK-002 E 50 FT LESS THE S 112.9 FT KNOWN AS TRACT B
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionEASTERN PARK ADDN TO ST CLOUD
Legal TractB
Legal Block2
Legal Lot Number6
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract21201

Owner

Source: Benton County records · APN 17.01107.00

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1206 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0606
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2024Deed of Trust, Mortgage · Stand Alone First Mortgage
EVERETT FINANCIAL INC
Feb 08, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EVERETT FINANCIAL INC
Aug 02, 2018Deed of Trust, Mortgage · Stand Alone Second Mortgage
GREAT RIVER FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 2024 · Amount on Record
Deed SaleFeb 08, 2024 · Amount on Record
Prior SaleJul 26, 2012 · Amount on Record
Deed Doc Number2024470384
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address1206 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0606
Transaction TypeMortgage
Record UpdatedFeb 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000470386
DateFeb 08, 2024
Instrument470386
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateFeb 08, 2024
Property Address1206 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0606
Document Number0000470384
Instrument DateFeb 06, 2024
Instrument470384
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanySTEAMS CNTY ABSTRACT & TTL C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$494.67
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1206 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0606

Mortgage

Document Number0000470385
DateFeb 08, 2024
Instrument470385
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address1206 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0606
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number430906
DateAug 02, 2018
Instrument430906
Lender
NameGREAT RIVER FCU
TypeCredit Union
AddressSAINT CLOUD, MN 56301
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueJul 31, 2023

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,860.00 (-0.43%) Homeowner's exemption$168,300 (+12.5%) Land $25,000 Building $143,300$168,300 (+12.5%) Land $25,000 Building $143,300
2025$1,868.00 (+2.64%) Homeowner's exemption$149,600 (-11.16%) Land $25,000 Building $124,600$149,600 (-11.16%) Land $25,000 Building $124,600
2023$1,820.00$168,400 Land $25,000 Building $143,400$168,400 Land $25,000 Building $143,400

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