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1206 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1206 E Henry Clay Ave, Fort Wright, KY 41011 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,173 sqft · built 1940
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$139,000 (Dec 2019)
Tax Bill$1,992 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN041-20-00-189.00

Property Details

APN / Parcel Number

Primary APN041-20-00-189.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,173 sqft Finished Area
Gross Area1,795 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialStucco
Lot Area16,117 sqft (0.37 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1206 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 289
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number289
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1001
Census Tract65200

Owner

Source: Kenton County records · APN 041-20-00-189.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1206 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2019Grant Deed, Transfer · FHA Mortgage
US BK
Aug 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL FIRST MUTUAL TRUST
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
SPRING VLY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2019 · Amount on Record
Deed SaleDec 13, 2019 · Amount on Record
Deed Document Number201912 13 059 00202
Deed Book / Page6828 / 282
Prior Transfer DateJan 15, 2010
Prior Transfer Doc0005900229
Record UpdatedJun 08, 2026

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 13, 2019
Property Address1206 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3720
Document Number0000000202
Book / Page0C6828 / 000282
Instrument DateDec 12, 2019
Instrument202
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$139.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 E HENRY CLAY AVE FORT WRIGHT KY 410113720, FORT WRIGHT, KY 41011-3720

Mortgage

Document Number203
DateDec 13, 2019
Book Page0C6828/000285
Instrument203
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1206 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3720
Document Number0000000003
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000003
DateAug 16, 2019
Book Page0C6731/000154
Instrument3
Lender
NameFINANCIAL FIRST MUTUAL TRUST
Address6628 S COVE DR, CINCINNATI, OH 45233-4336
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1206 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3720
Document Number0000000186
Book / Page0C6304 / 000079
Instrument DateNov 22, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2194 ROLLINGRIDGE LN CINCINNATI OH 452383209, CINCINNATI, OH 45238-3209

Mortgage

Document Number0000000186
DateNov 29, 2017
Book Page0C6304/000079
Instrument186
Lender
NameSPRING VLY BK
TypeBank
AddressWYOMING, OH 45215
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 28, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,992.00 (+34.5%)$201,100 (+44.68%) Land $45,000 Building $156,100$201,100 (+44.68%) Land $45,000 Building $156,100
2023$1,481.00$139,000 Land $45,000 Building $94,000$139,000 Land $45,000 Building $94,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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