1206 E 26th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1206 E 26th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 2004
Lot Size	0.666 acres (29,011 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Nov 2023)
Tax Bill	$3,949 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11569-020-000`

Property Details

APN / Parcel Number

Primary APN	`11569-020-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,902 sqft Heated Area
Gross Area	2,800 sqft
1st Floor Area	1,902 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	29,011 sqft (0.666 acres)
Lot Dimensions	220 ft deep x 132 ft wide
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Driveway	Driveway
Driveway Area	1,080 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	394 sqft
Patio Area	364 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1206 E 26TH ST
City	LYNN HAVEN
State	FL
Zip	32444-5340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	15 3S 14W -35.2- 103A ST AND BAY DEV CO PLAT BEG 396' W & 440' N OF SE COR
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	ST AND BAY DEV CO
Legal Lot Number	124
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2050
Census Tract	1301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1206 E 26TH ST, LYNN HAVEN, FL 32444-5340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION BANK & TRUST CO
Apr 19, 2018	Warranty Deed ATTORNEY ONLY
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2023074683
Deed Book / Page	4753 / 1403
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 30, 2023
Property Address	1206 E 26TH ST, LYNN HAVEN, FL 32444-5340
Document Number	0047531403
Book / Page	4753 / 1403
Instrument Date	Nov 30, 2023
Instrument	2023074683
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	FLORIDA LEGAL TITLE LLC, FLORIDA LEGAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 INVERNESS RD, LYNN HAVEN, FL 32444-5417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 E 26TH ST, LYNN HAVEN, FL 32444-5340

Mortgage

Document Number	0047531405
Date	Nov 30, 2023
Instrument	4753/1405

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2018: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 19, 2018
Property Address	1206 E 26TH ST, LYNN HAVEN, FL 32444-5340
Document Number	0040000900
Book / Page	004000 / 000900
Instrument Date	Apr 12, 2018
Instrument	23341
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1206 E 26TH ST LYNN HAVEN FL 324445340, LYNN HAVEN, FL 32444-5340

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 26, 2017
Property Address	1206 E 26TH ST, LYNN HAVEN, FL 32444-5340
Document Number	0039210486
Book / Page	3921 / 0486
Instrument Date	Jul 21, 2017
Instrument	2017041877
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,753.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 BLACKSHEAR DR, 317, PANAMA CITY, FL 32404-7495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 E 26TH ST, LYNN HAVEN, FL 32444-5340

Mortgage

Document Number	2017041878
Date	Jul 26, 2017
Instrument	2017041878

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,949.00 (+88.41%)	$319,150 (+57%) Land $40,502 Building $278,648	$319,150 (+38.35%) Land $40,502 Building $278,648
2023	$2,096.00 (+11.61%) Homeowner's exemption	$203,274 (+3%)	$230,675 (+9.59%) Land $26,401 Building $204,274
2022	$1,878.00 Homeowner's exemption	$197,353	$210,494 Land $24,099 Building $186,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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