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1206 Circle Dr, Red Oak, IA 51566 Property Records

Montgomery County property record for 1206 Circle Dr, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,509 sqft · built 1957
Lot Size0.256 acres (11,135 sqft)
Owner2 Individual Names on File
Last Sale$89,000 (Aug 2018)
Tax Bill$3,886 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN600628229003000

Property Details

APN / Parcel Number

Primary APN600628229003000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,509 sqft Living Area
Basement Area1,509 sqft
Unfinished Basement1,509 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,135 sqft (0.256 acres)
Lot Dimensions131 ft deep x 85 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area128 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1206 CIRCLE DR
CityRED OAK
StateIA
Zip51566-1725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW/2 E/2 NE NE NE N 85' S 425'
Legal Range38W
Legal Township72N
Legal Section28
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group1
Census Block1010
Census Tract960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1206 CIRCLE DR, RED OAK, IA 51566-1725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2018Deed of Trust, Mortgage
AMERICAN NATIONAL BANK
Aug 20, 2018Executor's Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2018 · Amount on File
Deed SaleAug 20, 2018 · Amount on File
Deed Document Number20181237
Deed Book / Page2018 / 1237
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1206 CIRCLE DR, RED OAK, IA 51566-1725
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001238
DateAug 20, 2018
Book Page0000002018/0000001238
Instrument000000001238
Lender
NameAMERICAN NATIONAL BANK
TypeBank
Agreement
AmountAmount on Record
Term353 Months
DueJan 1, 2048

August 2018: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionMONTGOMERY IA
Recording DateAug 20, 2018
Property Address1206 CIRCLE DR, RED OAK, IA 51566-1725
Document Number2018/1237
Book / Page2018 / 1237
Instrument DateAug 2, 2018
Instrument2018-1237
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1206 CIRCLE DR, RED OAK, IA 51566-1725

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,886.00 (+11.22%) Homeowner's exemption$188,840 (+18.65%) Land $17,510 Building $171,330$188,840 (+18.65%) Land $17,510 Building $171,330
2024$3,494.00 (+47.18%)
2023$159,160 Land $13,130 Building $146,030$159,160 Land $13,130 Building $146,030
2022$2,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1980–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTC of Stanton Iowa
Fiber		1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

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