1206 Cinch Dr, Killeen, TX 76549 Property Records

Bell County property record for 1206 Cinch Dr, Killeen, TX 76549

Property Summary

Property Type	Duplex
Details	2,300 sqft · built 2008
Lot Size	0.202 acres (8,814 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Jul 2020)
Tax Bill	$6,168 (2025)
Deeds & Mortgages	Jul 2020 Sale Jun 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0221585897`

Property Details

APN / Parcel Number

Primary APN	`0221585897`
Alternative APNs	`385309` `679752`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,814 sqft (0.202 acres)
Lot Dimensions	113 ft deep x 78 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	188 sqft
Deck Area	120 sqft

Location & Zoning

Street Address	1206 CINCH DR
City	KILLEEN
State	TX
Zip	76549-5466
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SADDLERIDGE ESTATES PHASE ONE SECOND REPLAT (LTS 5-8 BLK 4), BLOCK 004, LOT 005A
Legal Subdivision	SADDLERIDGE ESTATES PHASE ONE SECOND REP
Legal Block	4
Legal Lot Number	5A
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	1
Census Block	1001
Census Tract	23117

Owner

Source: Bell County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6800 GOLDEN OAK LN, KILLEEN, TX 76542-7593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Warranty Deed, Transfer CAROTHERS ABSTRACT AND TITLE, CAROTHERS ABS & TITLE
Jun 22, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Jun 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Sep 25, 2008 · Amount on Record
Deed Document Number	202039088
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0000039088
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 31, 2020
Property Address	1206 CINCH DR, KILLEEN, TX 76549-5466
Document Number	0000039088
Instrument Date	Jul 29, 2020
Instrument	39088
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	CAROTHERS ABSTRACT AND TITLE, CAROTHERS ABS & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1206 CINCH DR #B KILLEEN TX 765495467, B, KILLEEN, TX 76549-5467

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1206 CINCH DR, KILLEEN, TX 76549-5466
Document Number	0000028731
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 CINCH KILLEEN TX 765495466, KILLEEN, TX 76549-5466

Mortgage

Document Number	0000028731
Date	Jul 11, 2017
Instrument	28731

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1206 CINCH DR, KILLEEN, TX 76549-5466
Document Number	0000028729
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 CINCH KILLEEN TX 765495466, KILLEEN, TX 76549-5466

Mortgage

Document Number	0000028729
Date	Jul 11, 2017
Instrument	28729

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,168.00 (+37.19%)	$297,385 (-6.12%)	$313,661 (-0.99%) Land $48,000 Building $265,661
2023	$4,496.00 (-4.69%) Homeowner's exemption	$316,787 Land $30,000 Building $286,787	$316,787 Land $30,000 Building $286,787
2022	$4,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Western Broadband.

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