1206 Adams Dr, Midland, MI 48642 Property Records

Midland County property record for 1206 Adams Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,974 sqft · built 1978
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Dec 2022)
Tax Bill	$5,236 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-03-30-322`

Property Details

APN / Parcel Number

Primary APN	`14-03-30-322`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,974 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	832 sqft
Unfinished Basement	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	110 ft deep x 92 ft wide
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1206 ADAMS DR
City	MIDLAND
State	MI
Zip	48642-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 12 AMENDED PLAT OF WOODVIEW SUB
Legal Subdivision	WOODVIEW SUB
Legal Lot Number	12
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3003
Census Tract	290902

Owner

1206 Adams Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1206 ADAMS DR, MIDLAND, MI 48642-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage DOW CU
Oct 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Book / Page	1662 / 157
Prior Transfer Date	Sep 17, 2012
Prior Transfer Doc	01558/00557
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 16, 2022
Property Address	1206 ADAMS DR, MIDLAND, MI 48642-3314
Document Number	001662/157
Book / Page	1662 / 157
Map Reference	LB H PG 42
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1206 ADAMS DR, MIDLAND, MI 48642-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N BANGOR ST, BAY CITY, MI 48706-3903

Mortgage

Document Number	001662/158
Date	Dec 16, 2022
Book Page	1662/158

Lender

Name	DOW CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 24, 2017
Property Address	1206 ADAMS DR, MIDLAND, MI 48642-3314
Document Number	1610/0334
Book / Page	1610 / 0334
Map Reference	LB H PG 42
Instrument Date	Oct 23, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1206 ADAMS DR, 1206, MIDLAND, MI 48642-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17893 DICE RD, HEMLOCK, MI 48626-9634

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Adams Dr was $5,236 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,300 (+4.57%)	$292,600 (+4.57%)
2025	$5,236.00 (+1.04%) Homeowner's exemption	$139,900	$279,800
2024	$5,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 Adams Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Adams Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber, T-Mobile.

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