1206 5th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1206 5th Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,512 sqft · built 1920
Lot Size	0.076 acres (3,300 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Feb 2021)
Tax Bill	$3,762 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.54-5-8`

Property Details

APN / Parcel Number

Primary APN	`421500 49.54-5-8`
Alternative APN	`150004905400050080000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	756 sqft
2nd Floor Area	756 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1206 5TH AVE
City	SCHENECTADY
State	NY
Zip	12303-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1X WOOD AND GARAGE
Legal Subdivision	NINTH WARD
Legal Block	5
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2005
Census Tract	21400

Owner

1206 5th Ave is owned by an individual who bought it in February 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	969 MAIN AVE, SCHENECTADY, NY 12303-1156
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Prior Sale	Nov 23, 2009 · Amount on File
Deed Document Number	20214626
Deed Book / Page	2051 / 532
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 3, 2021
Property Address	1206 5TH AVE, SCHENECTADY, NY 12303-1730
Document Number	0000004626
Book / Page	2051 / 532
Map Reference	CAB A MAP 67
Instrument Date	Jan 25, 2021
Instrument	202104626
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	PAC ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1206 5TH AVE, 1206, SCHENECTADY, NY 12303-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 MAIN AVE # 2ND, SCHENECTADY, NY 12303-1156

Mortgage

Document Number	0000004627
Date	Feb 3, 2021
Instrument	202104627

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1206 5th Ave was $3,762, up 2.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,762.00 (+2.79%)
2025	$3,660.00	$63,800 Land $12,200 Building $51,600	$105,647 Land $20,202 Building $85,445
2023		$63,800 (-) Land $12,200 Building $51,600	$80,759 (+3.8%) Land $15,443 Building $65,316
2022		$63,800 Land $12,200 Building $51,600	$77,805 Land $14,878 Building $62,927
2021	$3,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1206 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20