1206 12th St, Key West, FL 33040 Property Records

Monroe County property record for 1206 12th St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,558 sqft · built 1957
Lot Size	0.174 acres (7,588 sqft)
Owner	Individual Name on File
Tax Bill	$5,387 (2024)
Deeds & Mortgages	May 2022 Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00068470-000000`

Property Details

APN / Parcel Number

Primary APN	`00068470-000000`
Alternative APNs	`01010100068470000000` `1072371`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2008
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,588 sqft (0.174 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	278 sqft
Patio Area	1,363 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1072371
Old Parcel Number	01010100068470000000
Street Address	1206 12TH ST
City	KEY WEST
State	FL
Zip	33040-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 16 KW BAY MANOR PB3-119 OR315-215/16 OR468-260 OR1189-2050AFF OR1331-1315D/C OR1331-1316 OR2052-107 OR2374-2281/82C/T
Legal Range	25E
Legal Township	67S
Legal Section	33
Legal Subdivision	BAY MANOR
Legal Block	2
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2005
Census Tract	972100

Owner

1206 12th St is owned and occupied by an individual who acquired it in May 2022.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1206 12TH ST, KEY WEST, FL 33040-4063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 4, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 4, 2018	Personal Representative Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2018
Deed Sale	Jan 4, 2018
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	0028852279
Deed Book / Page	2885 / 2279
Last Transfer Date	May 10, 2022
Transfer Doc	0031721849
Record Updated	Jun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	May 10, 2022
Property Address	1206 12TH ST, KEY WEST, FL 33040-4063
Document Number	0031721849
Book / Page	3172 / 1849
Map Reference	MB 3 PG 119
Instrument Date	May 2, 2022
Instrument	2374728
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1206 12TH ST, 1206, KEY WEST, FL 33040-4063

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1206 12TH ST, KEY WEST, FL 33040-4063
Investor	Possibly a Property Investor

Mortgage

Document Number	0031721852
Date	May 10, 2022
Instrument	3172/1852

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 4, 2018
Property Address	1206 12TH ST, KEY WEST, FL 33040-4063
Document Number	0028852275
Book / Page	002885 / 002275
Instrument Date	Dec 7, 2017
Instrument	2149871
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,412.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6041 KEY WEST FL 330416041, KEY WEST, FL 33041-6041

January 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE FL
Recording Date	Jan 4, 2018
Property Address	1206 12TH ST, KEY WEST, FL 33040-4063
Document Number	0028852279
Book / Page	2885 / 2279
Map Reference	MB3 PG119
Instrument Date	Dec 7, 2017
Instrument	2149872
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	497 1ST ST S # S204, 497, SAINT PETERSBURG, FL 33701-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6041, KEY WEST, FL 33041-6041
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$655,872	$788,038 Land $491,642 Building $296,396
2024	$5,387.00 (+0.35%)
2023	$5,368.00 (+24.66%) Homeowner's exemption	$627,501 (+12.91%)	$776,113 (+20.04%) Land $476,784 Building $299,329
2022	$4,306.00 Homeowner's exemption	$555,734	$646,526 Land $345,770 Building $300,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 12th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 300 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	313 units insured incl. 13 condo units
Nearby Flood Claims	517 (1980–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Wilma, Oct 2005 · 309 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1206 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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