Lake County property record for 12058 Rippling Waters Rd, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 2001 |
| Lot Size | 1.13 acres (49,599 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,605 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | R1516104 |
| Primary APN | R1516104 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 49,599 sqft (1.13 acres) |
| Lot Dimensions | 167 ft deep x 297 ft wide |
| View / Lot | Mountain |
| Garage Area | 1,260 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 578 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 0000013626 |
|---|---|
| Street Address | 12058 RIPPLING WATERS RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911-5809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIPPLING WATERS, S11, T26 N, R19 W, LOT 2, ACRES 1.137, AMENDED PLAT OF LOTS 12, 13, 14, & 15 |
| Legal Range | 19W |
| Legal Township | 26N |
| Legal Section | 11 |
| Legal Subdivision | RIPPLING WATERS |
| Legal Lot Number | 2,12-15 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 100 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12058 RIPPLING WATERS RD, BIGFORK, MT 59911-5809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 |
| Deed Sale | Nov 22, 2021 |
| Prior Sale | Jul 31, 2009 · Amount on Record |
| Deed Document Number | 2021593961 |
| Prior Transfer Date | Jul 27, 2009 |
| Prior Transfer Doc | 500421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 12058 RIPPLING WATERS RD, BIGFORK, MT 59911-5809 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000594357 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 594357 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 45 Months |
| Due | Sep 7, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,605.00 (-28.74%) | $1,600,000 (-8.5%) | |
| 2025 | $7,866.00 (+59.33%) | $1,748,600 (+94.61%) | $1,600,000 (+78.07%) Land $1,112,500 Building $487,500 |
| 2023 | $4,937.00 | $898,500 | $898,500 Land $348,500 Building $550,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 44% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures