FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
1980 VIA LADERA, FALLBROOK, CA 92028-8055
Mortgage
Document Number
0000143678
Date
Jun 1, 2023
Instrument
2023-0143678
Lender
Name
MORTGAGE RESEARCH CENTER LLC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2053
November 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
12055 LILAC CRST, VALLEY CENTER, CA 92082-5075
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
LAWYERS TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000552643
Date
Nov 29, 2017
Instrument
2017-0552643
Lender
Name
SAN DIEGO COUNTY CU
Type
Credit Union
Address
VALLEY CENTER, CA 92082
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
241 Months
Due
Dec 24, 2037
Interest
Rate Type
Adjustable Rate
Adjustable
Adjustable Rate Rider
Change Frequency
Monthly
Index
Prime Rate
Max Rate
17.2%
February 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN DIEGO CA
Recording Date
Feb 16, 2021
Property Address
12055 LILAC CRST, VALLEY CENTER, CA 92082-5075
Document Number
0000115454
Instrument Date
Feb 4, 2021
Instrument
2021-0115454
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Title Company
ACCOMMODATION
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12055 LILAC CRST, VALLEY CENTER, CA 92082-5075
February 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN DIEGO CA
Recording Date
Feb 10, 2021
Property Address
12055 LILAC CRST, VALLEY CENTER, CA 92082-5075
Document Number
0000102930
Instrument Date
Feb 4, 2021
Instrument
2021-0102930
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
12055 LILAC CRST, VALLEY CENTER, CA 92082-5075
Mortgage
Document Number
0000102931
Date
Feb 10, 2021
Instrument
2021-0102931
Lender
Name
QUICKEN LOANS LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
301 Months
Due
Mar 1, 2046
Tax Assessment & Valuation
The 2025 property tax bill for 12055 Lilac Crst was $10,345 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Valley Center-Pauma Unified School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,119,573 (+2%)Land $742,845Building $376,728
2025
$10,345.00
$1,097,622Land $728,280Building $369,342
2023
$4,739.00 (+1.83%)Homeowner's exemption
$403,455Land $111,019Building $292,436
2022
$4,654.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 12055 Lilac Crst in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
2 in force
Nearby Flood Claims
2 (2010)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Jan 2010 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 12055 Lilac Crst is high, ranking above 87% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 87% of the US · above 67% of California
Wildfire Likelihood
0.8% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source
Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection
Apr 2021
Lead
4 ppb (2020–2022) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025