12055 Cavern Way, Truckee, CA 96161 Property Records

Nevada County property record for 12055 Cavern Way, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,241 sqft · built 2020
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2019)
Tax Bill	$18,043 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-021-013-000`

Property Details

APN / Parcel Number

Primary APN	`018-021-013-000`
Alternative APN	`18-021-13-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,241 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Average
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	18-021-13-000
Street Address	12055 CAVERN WAY
City	TRUCKEE
State	CA
Zip	96161-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 DONNER CREST SUB
Legal Subdivision	DONNER CREST SUB
Legal Lot Number	41
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2028
Census Tract	1208

Owner

12055 Cavern Way is owned and occupied by two individuals who acquired it in August 2021.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12055 CAVERN WAY, TRUCKEE, CA 96161-4340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA
Aug 30, 2021	Intrafamily Transfer, Transfer
Sep 30, 2019	Grant Deed, Construction Loan · Construction Mortgage KINECTA FCU
Dec 6, 2017	Grant Deed, Transfer · Conventional Mortgage DONNER CREST LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Dec 6, 2017 · Amount on File
Deed Document Number	201919108
Last Transfer Date	Aug 2, 2021
Transfer Doc	0000028651
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12055 CAVERN WAY, TRUCKEE, CA 96161-4340
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12055 CAVERN WAY, TRUCKEE, CA 96161-4340

Mortgage

Document Number	0000011140
Date	Mar 31, 2021
Instrument	20210011140

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.9%
Index	Other
Margin	3
Max Rate	7.9%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Aug 30, 2021
Property Address	12055 CAVERN WAY, TRUCKEE, CA 96161-4340
Document Number	0000028651
Map Reference	MB 8 PG 34
Instrument Date	Aug 2, 2021
Instrument	20210028651
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12055 CAVERN WAY, TRUCKEE, CA 96161-4340

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 30, 2019
Property Address	12055 CAVERN WAY, TRUCKEE, CA 96161-4340
Document Number	0000019108
Instrument Date	Sep 13, 2019
Instrument	19108
Transaction Type	Construction Loan
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	340 S LEMON AVE #3055 WALNUT CA 917892706, 3055, WALNUT, CA 91789-2706

Mortgage

Document Number	19110
Date	Sep 30, 2019
Instrument	19110

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 6, 2017
Property Address	12055 CAVERN WAY, TRUCKEE, CA 96161-4340
Document Number	0000027250
Instrument Date	Nov 21, 2017
Instrument	27250
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 AMERICAN RIVER CANYON DR FOLSOM CA 956307145, FOLSOM, CA 95630-7145

Mortgage

Document Number	27251
Date	Dec 6, 2017
Instrument	27251

Lender

Name	DONNER CREST LLC
Address	2140 PROFESSIONAL DR # 130, ROSEVILLE, CA 95661-3776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12055 Cavern Way was $18,043 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,586,010 (+2%) Land $183,829 Building $1,402,181
2025	$18,043.00 Homeowner's exemption	$1,554,913 Land $180,225 Building $1,374,688
2023	$17,557.00 (+2.2%) Homeowner's exemption	$1,494,536 Land $173,228 Building $1,321,308
2022	$17,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12055 Cavern Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12055 Cavern Way is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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