12053 Palisades Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 12053 Palisades Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,315 sqft · built 1973
Lot Size	1.13 acres (49,223 sqft)
Owner	Trust Name on File
Tax Bill	$5,563 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-032566`

Property Details

APN / Parcel Number

Primary APN	`03-032566`
Alternative APNs	`3032566` `032566`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,315 sqft Total Area
Basement Area	403 sqft
Finished Basement	403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	410 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	032566
Street Address	12053 PALISADES DR
City	DUNKIRK
State	MD
Zip	20754-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 59 PATUXENT PALISADES
Legal Subdivision	PATUXENT PALISADES
Legal Lot Number	59
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3003
Census Tract	860103

Owner

12053 Palisades Dr is owner-occupied and held in a trust since August 2016.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	12053 PALISADES DR, DUNKIRK, MD 20754-9428
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 22, 2016
Transfer Doc	0048300044
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12053 PALISADES DR, DUNKIRK, MD 20754-9428
Document Number	0054760048
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12053 PALISADES DR DUNKIRK MD 207549428, DUNKIRK, MD 20754-9428

Mortgage

Document Number	0054760048
Date	Nov 18, 2019
Book Page	005476/000048

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12053 Palisades Dr was $5,563 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,133 (+1.64%)	$519,400 (+4.93%) Land $226,300 Building $293,100
2025	$5,563.00 Homeowner's exemption	$495,000 Land $226,300 Building $268,700	$495,000 Land $226,300 Building $268,700
2023	$4,617.00 Homeowner's exemption	$444,400	$495,000 Land $226,300 Building $268,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12053 Palisades Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12053 Palisades Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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