12051 Kettle Riv, San Antonio, TX 78245 Property Records

Bexar County property record for 12051 Kettle Riv, San Antonio, TX 78245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,182 sqft · built 2021
Lot Size	0.111 acres (4,829 sqft)
Owner	2 Individual Names on File
Last Sale	$403,718 (Oct 2024)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04341-350-0880`

Property Details

APN / Parcel Number

Primary APN	`04341-350-0880`
Alternative APN	`1332877`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,182 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	1,326 sqft
2nd Floor Area	856 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Asphalt
Lot Area	4,829 sqft (0.111 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12051 KETTLE RIV
City	SAN ANTONIO
State	TX
Zip	78245-4874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4341C ( STONEY CREEK SUBD UT 3), BLOCK 50 LOT 88 2021- NEW PER PLAT 20001/2549-2551, FILED 10-02-2020.
Legal Subdivision	CB 4341C ( STONEY CREEK SUBD UT 3)
Legal Block	50
Legal Lot Number	88
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO WEST
Census Block Group	1
Census Block	1000
Census Tract	172002

Owner

12051 Kettle Riv is owned and occupied by two individuals who bought it in October 2024.

Source: Bexar County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12051 KETTLE RIV, SAN ANTONIO, TX 78245-4874
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	Dec 27, 2021 · Amount on File
Deed Document Number	2024189230
Record Updated	Sep 20, 2026

December 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Dec 27, 2021
Property Address	12051 KETTLE RIV, SAN ANTONIO, TX 78245-4874
Document Number	0000358005
Map Reference	VOL 20001PG2549-2551
Instrument Date	Dec 22, 2021
Instrument	20210358005
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2025
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12051 KETTLE RIV, SAN ANTONIO, TX 78245-4874

Mortgage

Document Number	0000358006
Date	Dec 27, 2021
Instrument	20210358006

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12051 Kettle Riv was $3,988, up 86.4% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Medina Valley Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,988.00 (+86.44%)	$300,000 (-) Land $46,070 Building $253,930	$300,000 (-) Land $46,070 Building $253,930
2024	$2,139.00 (-6.43%) Homeowner's exemption	$300,000 (-8.15%) Land $46,070 Building $253,930	$300,000 (-8.15%) Land $46,070 Building $253,930
2023	$2,286.00 (-61.35%) Homeowner's exemption	$326,630 Land $46,070 Building $280,560	$326,630 Land $46,070 Building $280,560
2022	$5,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12051 Kettle Riv in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12051 Kettle Riv is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20