12051 Gathering Pines Rd, Jacksonville, FL 32224 Property Records

Duval County property record for 12051 Gathering Pines Rd, Jacksonville, FL 32224

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,774 sqft · built 2023
Lot Size	0.156 acres (6,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$818,600 (Aug 2023)
Tax Bill	$15,711 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167740-0965`

Property Details

APN / Parcel Number

Primary APN	`167740-0965`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,774 sqft Living Area
Gross Area	3,962 sqft
1st Floor Area	1,726 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,783 sqft (0.156 acres)
Garage Type	Attached
Garage Area	660 sqft
Porch	Finished/Open Porch
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12051 GATHERING PINES RD
City	JACKSONVILLE
State	FL
Zip	32224-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	78-148 16-3S-28E SEQ RESIDENTIAL PHASE 1A LOT 105
Legal Subdivision	SEQ RESIDENTIAL PHASE 1A
Legal Lot Number	105
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2008
Census Tract	14424

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12051 GATHERING PINES RD, JACKSONVILLE, FL 32224-4416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Deed Document Number	2023159844
Deed Book / Page	20766 / 689
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 2, 2023
Property Address	12051 GATHERING PINES RD, JACKSONVILLE, FL 32224-4416
Document Number	0207660689
Book / Page	20766 / 689
Map Reference	MB 78 PG 148-165
Instrument Date	Jul 27, 2023
Instrument	2023159844
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2024
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,730.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12051 GATHERING PINES RD, JACKSONVILLE, FL 32224-4416

Mortgage

Document Number	0020766691
Date	Aug 2, 2023
Instrument	20766/691

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year TN
Max Rate	10.8%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,790 (-4.24%) Land $140,000 Building $547,790	$687,790 (-7.09%) Land $140,000 Building $547,790
2025	$15,711.00 (+2.02%) Homeowner's exemption	$718,236 (+474.59%)	$740,252 (+492.2%) Land $145,000 Building $595,252
2024	$15,400.00 (+586.27%)
2023	$2,244.00	$125,000 Land $125,000	$125,000 Land $125,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	91 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20