12050 Mill Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 12050 Mill Rd, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,908 sqft · built 1973
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0282-0015-00`

Property Details

APN / Parcel Number

Primary APN	`590-0282-0015-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12050 MILL RD
City	CINCINNATI
State	OH
Zip	45240-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL RD 60 X 120 LOT 1272 KEMPERMILL VILLAGE SUB BLK C
Legal Subdivision	KEMPERMILL VILLAGE SUB
Legal Block	C
Legal Lot Number	1272
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1006
Census Tract	21571

Owner

12050 Mill Rd is owned and occupied by an individual who acquired it in July 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	12050 MILL RD, CINCINNATI, OH 45240-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CINCINNATI OHIO POLICE FCU
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020
Deed Sale	Jul 29, 2020
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12050 MILL RD, CINCINNATI, OH 45240-1124
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080080
Date	Oct 15, 2025
Book Page	15522/954
Instrument	2025-0080080

Lender

Name	CINCINNATI OHIO POLICE FCU
Type	Credit Union
Address	CINCINNATI, OH 45203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 19, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12050 MILL RD, CINCINNATI, OH 45240-1124
Document Number	0000074372
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12050 MILL RD CINCINNATI OH 452401124, CINCINNATI, OH 45240-1124

Mortgage

Document Number	0000074372
Date	Jul 29, 2020
Book Page	014220/002621
Instrument	74372

Lender

Name	WESBANCO BK
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12050 Mill Rd was $3,552 with a homeowner's exemption, up 2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,552.00 (+2.01%) Homeowner's exemption	$77,371 (+%) Land $11,056 Building $66,315
2024	$3,482.00 (+2.41%) Homeowner's exemption	$77,370 (-) Land $11,056 Building $66,314
2023	$3,400.00 (+45.11%) Homeowner's exemption	$77,370 (+54.29%) Land $11,056 Building $66,314	$221,060 Land $31,590 Building $189,470
2022	$2,343.00 Homeowner's exemption	$50,145 Land $9,569 Building $40,576
2020			$143,270 Land $27,340 Building $115,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12050 Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12050 Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures