12050 Elm Dr, Terrell, TX 75160 Property Records

Kaufman County property record for 12050 Elm Dr, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,407 sqft · built 1970
Lot Size	0.185 acres (8,063 sqft)
Owner	Individual Name on Record
Tax Bill	$2,190 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S2200005200`

Property Details

APN / Parcel Number

Primary APN	`S2200005200`
Alternative APNs	`00.2200.0124.0013.00.06.00` `R29930`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	1,107 sqft
1st Floor Area	1,107 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,063 sqft (0.185 acres)
Lot Depth	120 ft Depth
Garage Type	Carport
Carport	Carport
Carport Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	90 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R29930
Old Parcel Number	S2200005200
Street Address	12050 ELM DR
City	TERRELL
State	TX
Zip	75160-6020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE, BLOCK 124, LOT 13R; REPLAT OF LOTS 13 - 18 REPLAT OF LOTS 13 - 18
Legal Subdivision	LAWRENCE
Legal Block	124
Legal Lot Number	13,18,- 14
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2051
Census Tract	50601

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1050 ELM DR, TERRELL, TX 75160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Sep 15, 2022	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 13, 2017	Vendor's Lien, Transfer · FHA Mortgage WR STARKEY MORTGAGE LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022
Deed Sale	Sep 15, 2022
Prior Sale	Jul 13, 2017
Deed Document Number	2022-0035218
Deed Book / Page	7809 / 324
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	12050 ELM DR, TERRELL, TX 75160-6020
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12050 ELM DR, TERRELL, TX 75160-6020

Mortgage

Document Number	0074330549
Date	Jan 18, 2022
Book Page	7433/549
Instrument	2022-0002358

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jul 1, 2047

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Sep 15, 2022
Property Address	12050 ELM DR, TERRELL, TX 75160-6020
Document Number	0078090324
Book / Page	7809 / 324
Map Reference	CAB 3 ENV 339
Instrument Date	Sep 15, 2022
Instrument	2022-0035218
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12050 ELM DR, TERRELL, TX 75160-6020

Mortgage

Document Number	20220035219
Date	Sep 15, 2022
Instrument	2022-0035219

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Jul 13, 2017
Property Address	12050 ELM DR, TERRELL, TX 75160-6020
Document Number	0053970093
Book / Page	5397 / 093
Map Reference	CAB 3 ENV 339
Instrument Date	Jul 7, 2017
Instrument	2017-0015832
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12050 ELM DR, 12050, TERRELL, TX 75160-6020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 KIM LN, ROYSE CITY, TX 75189-3586

Mortgage

Document Number	20170015833
Date	Jul 13, 2017
Instrument	2017-0015833

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,311 (+12.03%) Land $32,256 Building $164,055	$196,311 (+12.03%) Land $32,256 Building $164,055
2024	$2,190.00 (+15.63%)
2023	$1,894.00 (-2.67%) Homeowner's exemption	$175,224 Land $8,064 Building $167,160	$175,224 Land $8,064 Building $167,160
2022	$1,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WSC serves 957 people · EPA ID TX1290018
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8.

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