Lorain County property record for 1205 W River Rd N, Apt D1, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,058 sqft · built 1984 |
| Lot Size | 0.011 acres (496 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Apr 2025) |
| Tax Bill | $1,700 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-171-703-004 |
| Primary APN | 06-24-171-703-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 13 Units |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| Gross Area | 1,278 sqft |
| 1st Floor Area | 1,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 496 sqft (0.011 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 49 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1205 W RIVER RD N, D1 |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2852 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHERRY RIDGE CONDO PH 4 BLDG 1205 |
| Legal Subdivision | CHERRY RIDGE CONDO |
| Legal Tract | 24 |
| Legal Block | 703 |
| Legal Lot Number | UNIT |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 70300 |
Source: Lorain County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1205 W RIVER RD N, D1, ELYRIA, OH 44035-2852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| Jan 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STAR CU INC |
| Aug 10, 2023 | Fiduciary Deed, Transfer |
| Aug 11, 2023 | Re-recorded Document |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Jan 22, 2024 · Amount on Record |
| Deed Document Number | 202548923 |
| Prior Transfer Date | Aug 3, 2023 |
| Prior Transfer Doc | 0000925290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1205 W RIVER RD N APT D1, D1, ELYRIA, OH 44035-2852 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1205 W RIVER RD N, ELYRIA, OH 44035-2881 |
| Document Number | 0000078018 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025-0078018 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 8, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 22, 2024 |
| Property Address | 1205 W RIVER RD N APT D1, D1, ELYRIA, OH 44035-2852 |
| Document Number | 0000001701 |
| Map Reference | VOL 37 PG 39-48 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024-0001701 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 W RIVER RD N APT D1, D1, ELYRIA, OH 44035-2852 |
| Document Number | 0000001702 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024-0001702 |
| Name | COMMUNITY STAR CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 10, 2023 |
| Property Address | 1205 W RIVER RD N APT D1, D1, ELYRIA, OH 44035-2852 |
| Document Number | 0000925206 |
| Map Reference | VOL 38 PG 62 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023-0925206 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7428 LAKE AVE, ELYRIA, OH 44035-2563 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 11, 2023 |
| Property Address | 1205 W RIVER RD N APT D1, D1, ELYRIA, OH 44035-2852 |
| Document Number | 0000925290 |
| Map Reference | VOL 37 PG 39-48 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023-0925290 |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7428 LAKE AVE, ELYRIA, OH 44035-2563 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,700.00 (-0.47%) | $36,100 (+%) Land $5,110 Building $30,990 | $103,140 (-) Land $14,600 Building $88,540 |
| 2024 | $1,708.00 (+25.87%) | $36,099 (+44.92%) Land $5,110 Building $30,989 | $103,140 (+44.92%) Land $14,600 Building $88,540 |
| 2023 | $1,357.00 (-4.44%) | $24,910 (-) Land $3,630 Building $21,280 | $71,170 (-) Land $10,370 Building $60,800 |
| 2022 | $1,420.00 | $24,910 Land $3,630 Building $21,280 | |
| 2021 | $71,170 Land $10,370 Building $60,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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