1205 W Point Dr, Suffolk, VA 23434 Property Records

Suffolk City property record for 1205 W Point Dr, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,291 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Dec 2015)
Tax Bill	$4,766 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Refinance + 2 more
APN	`34E*36`

Property Details

APN / Parcel Number

Primary APN	`34E*36`
Alternative APN	`252839000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,291 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	252839000
Street Address	1205 W POINT DR
City	SUFFOLK
State	VA
Zip	23434-7540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L.36,WEST HAVEN LAKES
Legal Subdivision	WESTHAVEN LAKES
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1015
Census Tract	75401

Owner

1205 W Point Dr is owned and occupied by two individuals who bought it in December 2015.

Source: Suffolk City records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1205 W POINT DR, SUFFOLK, VA 23434-7540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · FHA Mortgage LIBERTY LENDING INC
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2015 · Amount on File
Deed Sale	Dec 14, 2015 · Amount on File
Deed Document Number	201569385
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 18, 2026
Property Address	1205 W POINT DR, SUFFOLK, VA 23434-7540
Document Number	0000006130
Instrument Date	May 13, 2026
Instrument	20266130
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1205 W POINT DR, SUFFOLK, VA 23434-7540

Mortgage

Document Number	0000006130,
Date	May 18, 2026
Instrument	20266130

Lender

Name	LIBERTY LENDING INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1205 W POINT DR, SUFFOLK, VA 23434-7540
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005002
Date	Mar 25, 2021
Instrument	210005002

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.99%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1205 W POINT DR, SUFFOLK, VA 23434-7540
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001402
Date	Feb 12, 2018
Instrument	180001402

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1205 W POINT DR, SUFFOLK, VA 23434-7540
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190014072
Date	Dec 12, 2019
Instrument	190014072

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1205 W Point Dr was $4,766, up 5.9% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$403,400 (+5.05%) Land $74,300 Building $329,100
2025	$4,766.00 (+5.89%)	$403,400 (+5.05%) Land $74,300 Building $329,100	$384,000 Land $74,300 Building $309,700
2024	$4,501.00 (+19.07%)	$384,000 (+10.73%) Land $74,300 Building $309,700
2023	$3,780.00	$346,800 Land $74,300 Building $272,500	$346,800 Land $74,300 Building $272,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1205 W Point Dr; there have been 33 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	33 (1998–2022)
Claims Outside the SFHA	7 of 33
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 W Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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