1205 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1205 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,008 sqft · built 1955
Lot Size	0.31 acres (13,507 sqft)
Owner	2 Individuals on Record
Last Sale	$285,000 (Apr 2026)
Tax Bill	$3,634 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0145-00130`

Property Details

APN / Parcel Number

Primary APN	`010-0145-00130`
Alternative APNs	`1196387` `864730`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	1,008 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	13,507 sqft (0.31 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	20 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1196387
Street Address	1205 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 SERIAL #
Legal Subdivision	ARROWHEAD ADDITION TO DULUTH
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	400

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1205 W ARROWHEAD RD, DULUTH, MN 55811-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORPORATION
Nov 30, 2021	Warranty Deed, Transfer · Commercial Mortgage SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	20261100671
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 20, 2026
Property Address	1205 W ARROWHEAD RD, DULUTH, MN 55811-2215
Document Number	0001100671
Instrument Date	Mar 23, 2026
Instrument	2026.1100671
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,990.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1205 W ARROWHEAD RD, DULUTH, MN 55811-2215

Mortgage

Document Number	0001100671,
Date	Apr 20, 2026
Instrument	2026.1100671

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 30, 2021
Property Address	1205 W ARROWHEAD RD, DULUTH, MN 55811-2215
Document Number	0001050085
Instrument Date	Nov 18, 2021
Instrument	1050085
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 E SUPERIOR ST, DULUTH, MN 55804-2176

Mortgage

Document Number	0001050086
Date	Nov 30, 2021
Instrument	1050086

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 10, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,634.00 (+7.77%)
2025	$3,372.00 (+2.49%)	$269,200 (+9.88%) Land $42,400 Building $226,800	$269,200 (+9.88%) Land $42,400 Building $226,800
2024	$3,290.00	$245,000 (+13.11%) Land $39,300 Building $205,700	$245,000 (+13.11%) Land $39,300 Building $205,700
2022		$216,600 Land $46,300 Building $170,300	$216,600 Land $46,300 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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