1205 Vine St, Fulton, MO 65251 Property Records

Callaway County property record for 1205 Vine St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,098 sqft · built 1940
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on File
Tax Bill	$958 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-02.0-09.0-30-008-008.000`

Property Details

APN / Parcel Number

Primary APN	`13-02.0-09.0-30-008-008.000`
Alternative APN	`1302009030008000000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft
Finished Basement	36 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	7,797 sqft (0.178 acres)
Porch	Open Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1302009030008008000
Street Address	1205 VINE ST
City	FULTON
State	MO
Zip	65251-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 AND 12 1/2 OF LOT 4 BLK 135 NCP
Legal Subdivision	MCPHEETERS
Legal Block	135
Legal Lot Number	3
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2024
Census Tract	70301

Owner

1205 Vine St is owned and occupied by an individual who acquired it in January 2020.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 VINE ST, FULTON, MO 65251-2308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2010	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 22, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
Jan 22, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020
Deed Sale	Jan 22, 2020
Deed Document Number	202000484
Deed Book / Page	270
Record Updated	Jun 8, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1205 VINE ST, FULTON, MO 65251-2308
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0226/0758
Date	Jun 15, 2010
Book Page	D0226/0758
Instrument	13086

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jun 15, 2043

Interest

Rate	4.87%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1205 VINE ST, FULTON, MO 65251-2308
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000243/509
Date	Jan 22, 2020
Book Page	243/509
Instrument	202000485

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jan 22, 2020
Property Address	1205 VINE ST, FULTON, MO 65251-2308
Document Number	202000484
Book / Page	270
Instrument Date	Jan 21, 2020
Instrument	202000484
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 VINE ST, FULTON, MO 65251-2308

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Vine St was $958, down 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$958.00 (-0.1%)	$15,513 (-)	$81,650 (-)
2024	$959.00 (+0.42%)	$15,513 (-)	$81,650 (-)
2023	$955.00 (+3.24%)	$15,513 (+3.16%)	$81,650
2022	$925.00	$15,038 Land $1,531 Building $13,507
2021			$79,150 Land $8,060 Building $71,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Vine St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Vine St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile.

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