1205 Via Visalia, San Clemente, CA 92672 Property Records

Orange County property record for 1205 Via Visalia, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,501 sqft · built 1990
Lot Size	0.126 acres (5,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,360,000 (Nov 2022)
Tax Bill	$14,220 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`688-073-86`

Property Details

APN / Parcel Number

Primary APN	`688-073-86`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,501 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,508 sqft (0.126 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1205 VIA VISALIA
City	SAN CLEMENTE
State	CA
Zip	92672-9471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12892 BLK LOT 86
Legal Subdivision	TRACT NO. 12892
Legal Tract	12892
Legal Lot Number	86
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 VIA VISALIA, SAN CLEMENTE, CA 92672-9471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Nov 10, 2011 · Amount on Record
Deed Document Number	2022354310
Prior Transfer Date	Jun 4, 2013
Prior Transfer Doc	0000354580
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 4, 2022
Property Address	1205 VIA VISALIA, SAN CLEMENTE, CA 92672-9471
Document Number	0000354310
Map Reference	MB 634 PG 1-5
Instrument Date	Oct 12, 2022
Instrument	2022000354310
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1205 VIA VISALIA, SAN CLEMENTE, CA 92672-9471

Mortgage

Document Number	0000354311
Date	Nov 4, 2022
Instrument	2022000354311

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	10.6%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1205 VIA VISALIA, SAN CLEMENTE, CA 92672-9471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000235672
Date	May 26, 2020
Instrument	2020000235672

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,443,242 (+2%) Land $1,098,972 Building $344,270
2025	$14,220.00 (+3.91%) Homeowner's exemption	$1,414,944 (+4.04%) Land $1,077,424 Building $337,520
2023	$13,685.00 (+74.73%) Homeowner's exemption	$1,360,000 Land $1,035,586 Building $324,414
2022	$7,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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