Meade County property record for 1205 Spruce St, Sturgis, SD 57785 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Year Built | Built 1930 |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2022) |
| Tax Bill | $5,273.00 (2025) |
| Primary APN | 01.53.03.01 |
|---|
| Bedrooms | 2 Beds |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 1205 SPRUCE ST |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-1823 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BOSWORTH LOTS 1-2 BLK 3 |
| Legal Subdivision | BOSWORTH |
| Legal Block | 3 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MEADE SD |
| Minor Civil Division | STURGIS |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 20402 |
Source: Meade County records · APN 01.53.03.01
Assessment roll updated March 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 SPRUCE ST, STURGIS, SD 57785-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP INC |
| Jan 04, 2024 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage MUTUAL OF OMAHA MORTGAGE |
| Mar 18, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | Jun 19, 2018 · Amount on Record |
| Deed Doc Number | 20221800 |
| Deed Book / Page | 952 / 1210 |
| Prior Transfer Date | Sep 10, 2010 |
| Prior Transfer Doc | 000800/954 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1205 SPRUCE ST, STURGIS, SD 57785-1823 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00000926/1 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 926/1 |
| Instrument | 20002090 |
| Name | GATEWAY MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Jan 04, 2024 |
| Property Address | 1205 SPRUCE ST, STURGIS, SD 57785-1823 |
| Document Number | 000980/338 |
| Book / Page | 980 / 338 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 24000050 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1205 SPRUCE ST, STURGIS, SD 57785-1823 |
| Name | Verified Name |
|---|---|
| Address | 1205 SPRUCE ST, STURGIS, SD 57785-1823 |
| Document Number | 0024000051 |
|---|---|
| Date | Jan 04, 2024 |
| Instrument | 24000051 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Mar 18, 2022 |
| Property Address | 1205 SPRUCE ST, STURGIS, SD 57785-1823 |
| Document Number | 00952/1210 |
| Book / Page | 952 / 1210 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 22001800 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7837 W BANFF LN, PEORIA, AZ 85381-4323 |
| Name | Verified Name |
|---|---|
| Address | 1205 SPRUCE ST, STURGIS, SD 57785-1823 |
| Document Number | 000961/860 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 961/860 |
| Instrument | 22001801 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Jun 19, 2018 |
| Property Address | 1205 SPRUCE ST, STURGIS, SD 57785-1823 |
| Document Number | 00903/0029 |
| Book / Page | 903 / 0029 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 18003523 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 00902/1426 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 902/1426 |
| Instrument | 18003524 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Meade County records · Assessment roll updated March 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,273.00 (+5.76%) Additional exemption filed | $392,865 (+28.19%) Land $30,030 Building $362,835 | $392,865 Land $30,030 Building $362,835 |
| 2024 | $4,986.00 (+18.38%) | ||
| 2023 | $306,476 (+21.8%) Land $30,030 Building $276,446 | ||
| 2022 | $4,212.00 | $251,620 Land $25,025 Building $226,595 |
1205 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Meade County (46093C), updated May 5, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 14th in South Dakota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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