1205 Spruce St, Cheswick, PA 15024 Property Records

Allegheny County property record for 1205 Spruce St, Cheswick, PA 15024

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,556 sqft · built 1960
Lot Size0.474 acres (20,651 sqft)
OwnerIndividual Name on Record
Last Sale$176,250 (Nov 2017)
Tax Bill$761 (2026)
Deeds & MortgagesJul 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN530-S-45

Property Details

APN / Parcel Number

Primary APN530-S-45
Alternative APN
  • 0530-S-00045-0000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,556 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialOther
Lot Area20,651 sqft (0.474 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1205 SPRUCE ST
CityCHESWICK
StatePA
Zip15024-1452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 110.05XAVG187.70X110 RR SPRUCE ST 1 STY BRK V&STN HSE ATT GAR 1205
Legal SubdivisionS
Legal Block530S
Legal Lot Number45
JurisdictionALLEGHENY PA
Township / Civil DivisionCHESWICK
Census Block Group1
Census Block1020
Census Tract418000

Owner

Source: Allegheny County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1205 SPRUCE ST, CHESWICK, PA 15024-1452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT COM L L C
Nov 17, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2017 · Amount on Record
Deed SaleNov 17, 2017 · Amount on Record
Prior SaleDec 1, 2014 · Amount on Record
Deed Document Number201736108
Deed Book / Page17019 / 45
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHENY PA
Property Address1205 SPRUCE ST, CHESWICK, PA 15024-1452
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0546290211
DateJul 14, 2021
Book Page54629/211
Instrument2021-73153
Lender
NameLOANDEPOT COM L L C
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHENY PA
Recording DateNov 17, 2017
Property Address1205 SPRUCE ST, CHESWICK, PA 15024-1452
Document Number0170190045
Book / Page17019 / 45
Instrument DateNov 17, 2017
Instrument201736108
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyPENNSYLVANIA LAND TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 SPRUCE ST, CHESWICK, PA 15024-1452

Mortgage

Document Number201784234
DateNov 17, 2017
Instrument201784234
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Allegheny County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyAllegheny County
MunicipalityCheswick Borough
Unified School DistrictAllegheny Valley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$761.00 (-80.91%) Homeowner's exemption$118,400 (-) Land $36,400 Building $82,000$136,400 (-) Land $36,400 Building $100,000
2025$3,986.00 (+7.18%) Homeowner's exemption$118,400 (-) Land $36,400 Building $82,000
2023$3,719.00 Homeowner's exemption$118,400 Land $36,400 Building $82,000
2012$136,400 Land $36,400 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1996–2013)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2013 · river or lake flooding
Claims by Event
  • Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESWICK BORO WATER DEPT
serves 1,861 people · EPA ID PA5020008
Water SourcePurchased groundwater from HARMAR TWP MUNI AUTH
Last State InspectionMay 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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