1205 Spruce Ct, Plano, TX 75075 Property Records

Collin County property record for 1205 Spruce Ct, Plano, TX 75075

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,026 sqft · built 1984
Owner	Individual Name on Record
Tax Bill	$13,406 (2024)
Deeds & Mortgages	Jun 2022 Transfer Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R-1542-001-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-1542-001-0040-1`
Alternative APN	`1655523`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,026 sqft Living Area
Gross Area	5,501 sqft
2nd Floor Area	1,835 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Pool Area	50 sqft
Porch	Covered Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1655523
Street Address	1205 SPRUCE CT
City	PLANO
State	TX
Zip	75075-7347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PITMAN ESTATES (CPL), BLK 1, LOT 4
Legal Subdivision	PITMAN ESTATES (CPL)
Legal Block	1
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2005
Census Tract	31808

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1205 SPRUCE CT, PLANO, TX 75075-7347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Intrafamily Transfer, Transfer
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CERTIFIED FUNDING LP
Jan 19, 2022	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Oct 25, 2017	Warranty Deed, Transfer BENCHMARK MTG
Aug 26, 2017	Loan Modification, Mortgage VERITEX CMNTY BK
May 26, 2017	Loan Modification, Mortgage VERITEX CMNTY BK
Feb 26, 2017	Loan Modification, Mortgage VERITEX CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022
Deed Sale	Jan 19, 2022
Prior Sale	Jan 19, 2022
Deed Document Number	0000102420
Last Transfer Date	Jun 30, 2022
Transfer Doc	0000102420
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Jun 30, 2022
Property Address	1205 SPRUCE CT, PLANO, TX 75075-7347
Document Number	0000102420
Map Reference	VOL 729 PG 693
Instrument Date	Jun 29, 2022
Instrument	20220630000102420
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 COUNTY ROAD 490, PRINCETON, TX 75407-5092

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1205 SPRUCE CT, PLANO, TX 75075-7347
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102440
Date	Jan 19, 2022
Instrument	20220119000102440

Lender

Name	CERTIFIED FUNDING LP
Type	Lending Institution
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2037

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 19, 2022
Property Address	1205 SPRUCE CT, PLANO, TX 75075-7347
Document Number	0000102420
Map Reference	VOL G PG 238
Instrument Date	Jan 19, 2022
Instrument	20220119000102420
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 SPRUCE CT, PLANO, TX 75075-7347

Mortgage

Document Number	0000102430
Date	Jan 19, 2022
Instrument	20220119000102430

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 25, 2017
Property Address	1205 SPRUCE CT, PLANO, TX 75075-7347
Document Number	0001425680
Instrument Date	Oct 25, 2017
Instrument	1425680
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	237 CANYON VALLEY DR RICHARDSON TX 750802041, RICHARDSON, TX 75080-2041

Mortgage

Document Number	1425690
Date	Oct 25, 2017
Instrument	1425690

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	1205 SPRUCE CT, PLANO, TX 75075-7347
Document Number	0001162590
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1205 SPRUCE CT PLANO TX 750757347, PLANO, TX 75075-7347

Mortgage

Document Number	0001162590
Date	Aug 30, 2017
Instrument	1162590

Lender

Name	VERITEX CMNTY BK
Type	Bank
Address	FRISCO, TX 75034

Agreement

Term	12 Months
Due	Aug 29, 2018

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	1205 SPRUCE CT, PLANO, TX 75075-7347
Document Number	0000679850
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1205 SPRUCE CT PLANO TX 750757347, PLANO, TX 75075-7347

Mortgage

Document Number	0000679850
Date	May 26, 2017
Instrument	679850

Lender

Name	VERITEX CMNTY BK
Type	Bank
Address	FRISCO, TX 75034

Agreement

Term	12 Months
Due	May 25, 2018

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	1205 SPRUCE CT, PLANO, TX 75075-7347
Document Number	0000257240
Instrument Date	Feb 26, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1205 SPRUCE CT PLANO TX 750757347, PLANO, TX 75075-7347

Mortgage

Document Number	0000257240
Date	Feb 28, 2017
Instrument	257240

Lender

Name	VERITEX CMNTY BK
Type	Bank
Address	FRISCO, TX 75034

Agreement

Term	12 Months
Due	Feb 27, 2018

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,033,502 (+10.89%) Land $216,000 Building $817,502	$1,033,502 (+10.89%) Land $216,000 Building $817,502
2024	$13,406.00 (+11.88%)
2023		$932,000 Land $171,600 Building $760,400	$932,000 Land $171,600 Building $760,400
2022	$11,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Spruce Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures