1205 Spring Ash Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 1205 Spring Ash Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,512 sqft · built 1998
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Owner Names on Record
Last Sale	$257,900 (Apr 2004)
Tax Bill	$7,840 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O67 22422 0016`

Property Details

APN / Parcel Number

Primary APN	`O67 22422 0016`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,130 sqft
Basement Area	70 sqft
Unfinished Basement	70 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,295 sqft
Garage Area	236 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1205 SPRING ASH DR
City	DAYTON
State	OH
Zip	45458-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 CHELSEA TRACE SUBD SEC 2
Legal Subdivision	CHELSEA TRACE SUBD
Legal Lot Number	56
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	40305

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1205 SPRING ASH DR, DAYTON, OH 45458-4756
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2004 · Amount on Record
Deed Sale	Apr 19, 2004 · Amount on Record
Prior Sale	Sep 23, 2002 · Amount on Record
Deed Document Number	0000042484
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1205 SPRING ASH DR, DAYTON, OH 45458-4756
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 SPRING ASH DR, DAYTON, OH 45458-4756

Mortgage

Document Number	0000012347
Date	Mar 12, 2024
Instrument	2024-00012347

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1205 SPRING ASH DR, DAYTON, OH 45458-4756
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018647
Date	Apr 13, 2023
Instrument	202300018647

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1205 SPRING ASH DR, DAYTON, OH 45458-4756
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079994
Date	Oct 20, 2021
Instrument	2021-00079994

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1205 SPRING ASH DR, DAYTON, OH 45458-4756
Document Number	0000010688
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 SPRING ASH DR DAYTON OH 454584756, DAYTON, OH 45458-4756

Mortgage

Document Number	0000010688
Date	Feb 14, 2020
Instrument	10688

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,140 (-) Land $25,680 Building $91,460
2024	$7,840.00 (+8.65%)
2023	$7,216.00 (+3.65%)	$117,140 (+31%) Land $25,680 Building $91,460	$334,680 (+31%) Land $73,360 Building $261,320
2022	$6,962.00	$89,420 Land $19,600 Building $69,820
2020			$255,480 Land $56,000 Building $199,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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