1205 Splendid Ravine St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1205 Splendid Ravine St, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,032 sqft · built 2005
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Apr 2021)
Tax Bill$6,699 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN288103-0360

Property Details

APN / Parcel Number

Primary APN288103-0360

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,032 sqft Living Area
Gross Area2,652 sqft
1st Floor Area2,032 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1205 SPLENDID RAVINE ST
CitySAINT AUGUSTINE
StateFL
Zip32092-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 36 OR5238/770
Legal Range27E
Legal Township06S
Legal Section24
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 1
Legal Block1
Legal Lot Number36
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1205 SPLENDID RAVINE ST, SAINT AUGUSTINE, FL 32092-2422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Warranty Deed, Transfer · VA Mortgage
PHILADELPHIA MORTGAGE ADVISORS INC
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleJul 11, 2014 · Amount on Record
Deed Document Number202142000
Deed Book / Page5238 / 770
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 15, 2021
Property Address1205 SPLENDID RAVINE ST, SAINT AUGUSTINE, FL 32092-2422
Document Number0052380770
Book / Page5238 / 770
Map ReferenceMB 47 PG 84-94
Instrument DateApr 9, 2021
Instrument2021042000
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2439 WOODSTORK CT, 2439, ST AUGUSTINE, FL 32092-2444

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 SPLENDID RAVINE ST, SAINT AUGUSTINE, FL 32092-2422

Mortgage

Document Number5238772
DateApr 15, 2021
Instrument5238/772
Lender
NamePHILADELPHIA MORTGAGE ADVISORS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1205 SPLENDID RAVINE ST, SAINT AUGUSTINE, FL 32092-2422
Document Number0048181333
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1205 SPLENDID RAVINE ST ST AUGUSTINE FL 320922422, ST AUGUSTINE, FL 32092-2422

Mortgage

Document Number0048181333
DateOct 24, 2019
Book Page004818/001333
Instrument79277
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,033 (-3.13%) Land $85,000 Building $244,033$329,033 (-3.13%) Land $85,000 Building $244,033
2025$6,699.00 (+5.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$339,660 (+0.53%)$339,660 (-3.57%) Land $90,000 Building $249,660
2024$6,340.00 (+1.96%)
2023$6,218.00 (+2.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$337,853 (+3%)$352,239 (+7.39%) Land $100,000 Building $252,239
2022$6,050.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$328,013$328,013 Land $75,040 Building $252,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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