1205 Saint Michael Dr, Laredo, TX 78045 Property Records

Webb County property record for 1205 Saint Michael Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,775 sqft · built 1990
Lot Size	0.182 acres (7,917 sqft)
Owner	2 Individual Names on File
Last Sale	$213,800 (Dec 2018)
Tax Bill	$713 (2024)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`970-00004-095`

Property Details

APN / Parcel Number

Primary APN	`970-00004-095`
Alternative APNs	`599307` `236258`

Interior

Stories	1 Story
Building Area	1,775 sqft Living Area
Gross Area	2,327 sqft
1st Floor Area	1,775 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,917 sqft (0.182 acres)
Lot Dimensions	129 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	1205 SAINT MICHAEL DR
City	LAREDO
State	TX
Zip	78045-7567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 95 BLK 4 OAKRIDGE, UNDIVIDED INTEREST PROPERTY - UDI: 50.000000%
Legal Subdivision	OAKRIDGE
Legal Block	4
Legal Lot Number	95
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1009
Census Tract	1722

Owner

Source: Webb County records · APN 970-00004-095

Assessment roll updated October 20, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1205 SAINT MICHAEL DR, LAREDO, TX 78045-7567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	20181346754
Deed Book / Page	4517 / 702
Prior Transfer Date	Nov 01, 2004
Prior Transfer Doc	002811/815
Record Updated	Jun 08, 2026

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 10, 2018
Property Address	1205 SAINT MICHAEL DR, LAREDO, TX 78045-7567
Document Number	004517/702
Book / Page	4517 / 702
Map Reference	VOL 6 PG 70
Instrument Date	Dec 05, 2018
Instrument	1346754
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 SAINT MICHAEL DR, LAREDO, TX 78045-7567

Mortgage

Document Number	0001346755
Date	Dec 10, 2018
Instrument	1346755

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,873 (+25.38%) Land $47,146 Building $95,727	$142,873 (+25.38%) Land $47,146 Building $95,727
2024	$713.00
2022		$113,954 Land $44,256 Building $69,698	$113,954 Land $44,256 Building $69,698

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2017)
Most Recent Claim	May 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 434 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.