1205 Saint Charles St, Alameda, CA 94501 Property Records

Alameda County property record for 1205 Saint Charles St, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,939 sqft · built 1925
Lot Size	0.137 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Oct 2018)
Tax Bill	$19,961 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-1275-8`

Property Details

APN / Parcel Number

Primary APN	`74-1275-8`
Alternative APN	`074-1275-008-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,939 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1930
Architectural Style	Other
Construction Type	Wood
Lot Area	6,000 sqft (0.137 acres)

Location & Zoning

Street Address	1205 SAINT CHARLES ST
City	ALAMEDA
State	CA
Zip	94501-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:TEUTONIA PARK
Legal Subdivision	TEUTONIA PARK
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	2
Census Block	2003
Census Tract	427800

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Dec 24, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 1, 2021	Intrafamily Transfer, Transfer
Apr 21, 2020	Deed of Trust, Mortgage BAY EQUITY
Oct 10, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
Oct 10, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	0000197477
Last Transfer Date	Apr 1, 2021
Transfer Doc	0000131390
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923

Mortgage

Document Number	0000034869
Date	Jan 28, 2021
Instrument	2021034869

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923

Mortgage

Document Number	0000363898
Date	Dec 24, 2020
Instrument	2020363898

Lender

Name	FIRST BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 1, 2021
Property Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923
Document Number	0000131390
Map Reference	MB 5 PG 5A
Instrument Date	Mar 27, 2021
Instrument	2021131390
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923
Document Number	0000098837
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1205 SAINT CHARLES ST ALAMEDA CA 945013923, ALAMEDA, CA 94501-3923

Mortgage

Document Number	0000098837
Date	Apr 29, 2020
Instrument	98837

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	770 TAMALPAIS DR # 207, CORTE MADERA, CA 94925-1736

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Oct 10, 2018
Property Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923
Document Number	0000197476
Instrument Date	Oct 4, 2018
Instrument	197476
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 SAINT CHARLES ST ALAMEDA CA 945013923, ALAMEDA, CA 94501-3923

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 10, 2018
Property Address	1205 SAINT CHARLES ST, ALAMEDA, CA 94501-3923
Document Number	0000197477
Map Reference	MB 5 PG 5
Instrument Date	Oct 4, 2018
Instrument	2018197477
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1615 SAN JOSE AVE, ALAMEDA, CA 94501-4045

Mortgage

Document Number	0000197478
Date	Oct 10, 2018
Instrument	2018197478

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,961.00 (+6.52%) Homeowner's exemption	$1,450,150 (+4.04%) Land $580,060 Building $870,090
2023	$18,739.00 Homeowner's exemption	$1,393,846 Land $557,538 Building $836,308

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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