Pontotoc County property record for 1205 S Cherry St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,210 sqft · built 1928 |
| Lot Size | 0.169 acres (7,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,990 (Mar 2018) |
| Tax Bill | $1,349 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14736 |
| Primary APN | 14736 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,395 sqft (0.169 acres) |
| Lot Dimensions | 145 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14736 |
|---|---|
| Street Address | 1205 S CHERRY ST |
| City | ADA |
| State | OK |
| Zip | 74820-8135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S51' OF N109' OF E/2 LOT 26 SOUTHSIDE ADDITION |
| Legal Subdivision | SOUTHSIDE -ADA SD- NW 4-3-6 |
| Legal Lot Number | 26 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 89300 |
1205 S Cherry St is owned and occupied by two individuals who bought it in March 2018.
Source: Pontotoc County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1205 S CHERRY ST, ADA, OK 74820-8135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF ADA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on File |
| Deed Sale | Mar 27, 2018 · Amount on File |
| Prior Sale | Aug 28, 2017 · Amount on File |
| Deed Document Number | 20181714 |
| Deed Book / Page | 3203 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 1205 S CHERRY ST, ADA, OK 74820-8135 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1205 S CHERRY ST, ADA, OK 74820-8135 |
| Document Number | 003617/190 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 3617/190 |
| Instrument | I-2022-003214 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Mar 27, 2018 |
| Property Address | 1205 S CHERRY ST, ADA, OK 74820-8135 |
| Document Number | 003203/183 |
| Book / Page | 3203 / 183 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 2018-001714 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1205 S CHERRY ST, ADA, OK 74820-8135 |
| Document Number | 2018001715 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 2018-001715 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 1205 S Cherry St was $1,349, up 1.3% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,310 (+2.71%) Land $1,800 Building $11,510 | $110,920 (+2.72%) Land $15,000 Building $95,920 | |
| 2025 | $1,349.00 (+1.28%) | $12,959 (+3.37%) Land $1,800 Building $11,159 | $107,988 (-3.61%) Land $15,000 Building $92,988 |
| 2024 | $1,332.00 (+8.12%) | $12,537 (+5%) Land $1,619 Building $10,918 | $112,035 (+12.6%) Land $15,000 Building $97,035 |
| 2023 | $1,232.00 | $11,940 Land $1,500 Building $10,440 | $99,500 Land $12,500 Building $87,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1205 S Cherry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2021–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1205 S Cherry St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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