1205 S 31st St, Temple, TX 76504 Property Records

Bell County property record for 1205 S 31st St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1944
Lot Size	0.143 acres (6,251 sqft)
Owner	Individual Name on File
Tax Bill	$2,209 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`0118950000`

Property Details

APN / Parcel Number

Primary APN	`0118950000`
Alternative APNs	`834032` `73135`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,251 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	35 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	834032
Street Address	1205 S 31ST ST
City	TEMPLE
State	TX
Zip	76504-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	TAL-COE PLACE, BLOCK 009, LOT 0003
Legal Subdivision	TAL-COE PLACE
Legal Block	9
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3026
Census Tract	21000

Owner

1205 S 31st St is owned by an individual who acquired it in August 2021.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1205 S 31ST ST, TEMPLE, TX 76504-6703
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA
Oct 5, 2017	Grant Deed, Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021
Deed Sale	Aug 9, 2021
Prior Sale	Mar 14, 2008
Deed Document Number	2021051207
Record Updated	Jun 7, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 9, 2021
Property Address	1205 S 31ST ST, TEMPLE, TX 76504-6703
Document Number	0000051207
Map Reference	VOL 196 PG 214
Instrument Date	Aug 4, 2021
Instrument	2021051207
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1591 WEDGEWOOD DR, 1591, LAKE FOREST, IL 60045-3760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12055 31ST ST, TEMPLE, TX 76504

Mortgage

Document Number	0000051208
Date	Aug 9, 2021
Instrument	2021051208

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 5, 2017
Property Address	1205 S 31ST ST, TEMPLE, TX 76504-6703
Document Number	0000042027
Instrument Date	Oct 5, 2017
Instrument	42027
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2803 AMBER FOREST TRL BELTON TX 765131356, BELTON, TX 76513-1356

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,209.00 (+2.41%)	$96,356 Land $21,875 Building $74,481	$96,356 Land $21,875 Building $74,481
2022	$2,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 S 31st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 S 31st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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