1205 Rutledge Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1205 Rutledge Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,020 sqft · built 1967
Lot Size	0.178 acres (7,748 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2024)
Tax Bill	$3,256 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-35-477-016`

Property Details

APN / Parcel Number

Primary APN	`14-35-477-016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,748 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1205 RUTLEDGE RD
City	BLOOMINGTON
State	IL
Zip	61704-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LINCOLNWOOD SUB LOT 19
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LINCOLNWOOD SUB
Legal Lot Number	19
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2012
Census Tract	1106

Owner

Source: McLean County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1205 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	20243983
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 4, 2024
Property Address	1205 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Document Number	202400003983
Map Reference	MB 18 PG 111
Instrument Date	Mar 22, 2024
Instrument	2024-00003983
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609

Mortgage

Document Number	202400003984
Date	Apr 4, 2024
Instrument	2024-00003984

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

Mortgage

Document Number	202400003985
Date	Apr 4, 2024
Instrument	2024-00003985

Lender

Name	LLLINOIS HOUSING DEVELOPMENT AUTHO
Type	Non-Lending Institution
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2034

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 6, 2020
Property Address	1205 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Document Number	202000023908
Map Reference	MB 18 PG 111
Instrument Date	Oct 21, 2020
Instrument	2020-00023908
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609

Mortgage

Document Number	202000023909
Date	Nov 6, 2020
Instrument	2020-00023909

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,112 (+36.66%) Land $11,727 Building $41,385	$159,336 (+36.66%) Land $35,181 Building $124,155
2024	$3,256.00 (+18.57%)
2023	$2,746.00 (+6.97%)	$38,865 (+7.32%) Land $8,582 Building $30,283	$116,595 (+7.32%) Land $25,746 Building $90,849
2022	$2,567.00	$36,215 Land $7,997 Building $28,218	$108,645 Land $23,991 Building $84,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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