1205 Rock St, Bowie, TX 76230 Property Records

Montague County property record for 1205 Rock St, Bowie, TX 76230

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 1958
Lot Size	0.273 acres (11,916 sqft)
Owner	Individual Name on File
Last Sale	$219,450 (Nov 2023)
Tax Bill	$4,884 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000002101`

Property Details

APN / Parcel Number

Primary APN	`R000002101`
Alternative APN	`10152.0002.0003.0000`

Interior

Stories	1 Story
Building Area	1,800 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	11,916 sqft (0.273 acres)
Garage Area	500 sqft
Porch	Porch
Porch Area	24 sqft

Location & Zoning

Account Number	10152.0002.0003.0000
Street Address	1205 ROCK ST
City	BOWIE
State	TX
Zip	76230-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 POSEY ADDITION
Legal Subdivision	POSEY ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	1
Census Block	1012
Census Tract	950502

Owner

1205 Rock St is owned and occupied by an individual who bought it in November 2023.

Source: Montague County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 ROCK ST, BOWIE, TX 76230-3116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Aug 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Oct 18, 2023	Intrafamily Transfer, Transfer
Jan 9, 2023	Vendor's Lien, Transfer · Construction Mortgage EASY STREET CAPITAL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Jan 9, 2023 · Amount on File
Deed Document Number	20234953
Prior Transfer Date	Oct 2, 2023
Prior Transfer Doc	0000004522
Record Updated	Oct 29, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Nov 16, 2023
Property Address	1205 ROCK ST, BOWIE, TX 76230-3116
Document Number	0002304953
Map Reference	VOL 422 PG 95
Instrument Date	Nov 14, 2023
Instrument	2304953
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002304954
Date	Nov 16, 2023
Instrument	2304954

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1205 ROCK ST, BOWIE, TX 76230-3116
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 ARCHWAY CT, JUSTIN, TX 76247-1953

Mortgage

Document Number	0002303407
Date	Aug 10, 2023
Instrument	2303407

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DENTON, TX 76205

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTAGUE TX
Recording Date	Oct 18, 2023
Property Address	1205 ROCK ST, BOWIE, TX 76230-3116
Document Number	0002304522
Map Reference	VOL 422 PG 95
Instrument Date	Oct 2, 2023
Instrument	2304522
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 ARCHWAY CT, NORTHLAKE, TX 76247-1953

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Jan 9, 2023
Property Address	1205 ROCK ST, BOWIE, TX 76230-3116
Document Number	0002300092
Map Reference	VOL 422 PG 95
Instrument Date	Jan 4, 2023
Instrument	2300092
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5521 SPRINGFORD CIR # 7813, 7813, FORT WORTH, TX 76244-5368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 323, PONDER, TX 76259-0323

Mortgage

Document Number	0002300093
Date	Jan 9, 2023
Instrument	2300093

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1205 Rock St was $4,884 with a homeowner's exemption, up 371% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bowie City
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,884.00 (+370.97%) Homeowner's exemption	$258,950 (-0.98%) Land $6,500 Building $252,450	$258,950 (-0.98%) Land $6,500 Building $252,450
2025	$1,037.00 Homeowner's exemption	$261,520 Land $6,500 Building $255,020	$261,520 Land $6,500 Building $255,020
2023		$75,670 Land $6,500 Building $69,170	$75,670 Land $6,500 Building $69,170
2022	$644.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1205 Rock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Rock St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 5,534 people · EPA ID TX1690001
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comcell Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AMA TechTel Communications, AT&T.

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