1205 River Ridge Dr, Austin, TX 78732 Property Records

Travis County property record for 1205 River Ridge Dr, Austin, TX 78732

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,612 sqft · built 2015
Lot Size	0.282 acres (12,275 sqft)
Owner	Individual Name on File
Last Sale	$457,530 (Sep 2026)
Tax Bill	$14,997 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0129550501`

Property Details

APN / Parcel Number

Primary APN	`0129550501`
Alternative APNs	`01295505010000` `125731`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,612 sqft Living Area
Gross Area	4,284 sqft
1st Floor Area	2,163 sqft
2nd Floor Area	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,275 sqft (0.282 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	294 sqft
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	125731
Street Address	1205 RIVER RIDGE DR
City	AUSTIN
State	TX
Zip	78732-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK F RIVER RIDGE
Legal Subdivision	RIVER RIDGE
Legal Block	F
Legal Lot Number	13
Jurisdiction	TRAVIS TX
Township / Civil Division	NORTHWEST TRAVIS
Census Block Group	1
Census Block	1025
Census Tract	35100

Owner

1205 River Ridge Dr is owned and occupied by an individual who bought it in September 2026.

Source: Travis County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 RIVER RIDGE DR, AUSTIN, TX 78732-6135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT PLAINS NATIONAL BANK
Feb 9, 2018	Vendor's Lien, Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK
Dec 17, 2017	Loan Modification, Mortgage INDEPENDENT BK
Mar 17, 2017	Loan Modification, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Feb 9, 2018 · Amount on File
Deed Document Number	2026106634
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Sep 8, 2026
Property Address	1205 RIVER RIDGE DR, AUSTIN, TX 78732-6135
Document Number	0000106634
Instrument Date	Sep 4, 2026
Instrument	2026106634
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 RIVER RIDGE DR, AUSTIN, TX 78732-6135

Mortgage

Document Number	0000107544,
Date	Sep 8, 2026
Instrument	2026107544

Lender

Name	NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1205 RIVER RIDGE DR, AUSTIN, TX 78732-6135
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000270523
Date	Dec 10, 2021
Instrument	2021270523

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1205 RIVER RIDGE DR, AUSTIN, TX 78732-6135
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175664
Date	Sep 23, 2020
Instrument	2020175664

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Feb 9, 2018
Property Address	1205 RIVER RIDGE DR, AUSTIN, TX 78732-6135
Document Number	0000019597
Map Reference	VOL63 PG18
Instrument Date	Feb 9, 2018
Instrument	2018019597
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 RIVER RIDGE DR, AUSTIN, TX 78732-6135

Mortgage

Document Number	0000019598
Date	Feb 9, 2018
Instrument	2018019598

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	1205 RIVER RIDGE DR, AUSTIN, TX 78732-6135
Document Number	0000205152
Instrument Date	Dec 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3809 ARROW WOOD RD CEDAR PARK TX 786137679, CEDAR PARK, TX 78613-7679

Mortgage

Document Number	0000205152
Date	Dec 28, 2017
Instrument	205152

Lender

Name	INDEPENDENT BK
Type	Bank
Address	AUSTIN, TX 78734

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 27, 2018

Interest

Rate Type	Fixed Rate
Rate	4.75%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	1205 RIVER RIDGE DR, AUSTIN, TX 78732-6135
Document Number	0000052842
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3809 ARROW WOOD RD CEDAR PARK TX 786137679, CEDAR PARK, TX 78613-7679

Mortgage

Document Number	0000052842
Date	Apr 3, 2017
Instrument	52842

Lender

Name	INDEPENDENT BK
Type	Bank
Address	AUSTIN, TX 78734

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 2, 2018

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1205 River Ridge Dr was $14,997 with a homeowner's exemption, up 10.4% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Leander Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,997.00 (+10.36%) Homeowner's exemption	$986,341	$1,187,618 Land $309,751 Building $877,867
2024	$13,589.00
2023		$1,492,133 Land $300,000 Building $1,192,133	$1,492,133 Land $300,000 Building $1,192,133
2022	$12,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 River Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 River Ridge Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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