Monmouth County and Belmar Borough property record for 1205 River Rd, Belmar, NJ 07719
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,755 sqft · built 1940 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Aug 2015) |
| Tax Bill | $5,007 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-00128-0000-00005 |
| Primary APN | 07-00128-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| 1st Floor Area | 1,151 sqft |
| Basement Area | 1,151 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 23020 |
|---|---|
| Street Address | 1205 RIVER RD |
| City | BELMAR |
| State | NJ |
| Zip | 07719-2889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Subdivision | OCEAN BEACH ASSOCIATION |
| Legal Block | 128 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BELMAR |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 808402 |
1205 River Rd is owned and occupied by an individual who bought it in August 2015.
Source: Monmouth County and Belmar Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 RIVER RD, BELMAR, NJ 07719-2889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2015 · Amount on File |
| Deed Sale | Aug 19, 2015 · Amount on File |
| Prior Sale | Aug 19, 2015 · Amount on File |
| Deed Document Number | 201576484 |
| Deed Book / Page | 9127 / 5875 |
| Prior Transfer Date | Jul 29, 2015 |
| Prior Transfer Doc | 0091275856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1205 RIVER RD, BELMAR, NJ 07719-2889 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0096812397 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 9681/2397 |
| Instrument | 2024017892 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 23, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1205 RIVER RD, BELMAR, NJ 07719-2889 |
| Document Number | 0000096404 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | HUNTER TITLE AGENCY, HUNTER TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 1205 RIVER RD BELMAR NJ 077192889, BELMAR, NJ 07719-2889 |
| Document Number | 0000096404 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 009436/009119 |
| Instrument | 96404 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 26, 2040 |
The 2025 property tax bill for 1205 River Rd was $5,007, up 7.9% from the year before.
Source: Monmouth County and Belmar Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Belmar Borough |
| Unified School District | Belmar Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,900 (-) Land $168,000 Building $150,900 | $318,900 (-) Land $168,000 Building $150,900 | |
| 2025 | $5,007.00 (+7.91%) | $318,900 Land $168,000 Building $150,900 | $318,900 Land $168,000 Building $150,900 |
| 2024 | $4,640.00 | ||
| 2023 | $318,900 Land $168,000 Building $150,900 | $318,900 Land $168,000 Building $150,900 | |
| 2022 | $4,327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 130 (1983–2023) |
| Claims Outside the SFHA | 67 of 130 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1205 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMAR WATER DEPT serves 20,000 people · EPA ID NJ1306001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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