1205 Ridgewood Rd, Denison, TX 75020 Property Records

Grayson County property record for 1205 Ridgewood Rd, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,366 sqft · built 2021
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Tax Bill	$4,528 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D004 3235021`

Property Details

APN / Parcel Number

Primary APN	`D004 3235021`
Alternative APN	`140089`

Interior

Building Area	1,366 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft

Location & Zoning

Account Number	140089
Old Parcel Number	D004 3235021
Street Address	1205 RIDGEWOOD RD
City	DENISON
State	TX
Zip	75020-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE ADDN, BLOCK 1, LOT 21, ACRES .1653
Legal Subdivision	WESTRIDGE ADDN
Legal Block	1
Legal Lot Number	21
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2004
Census Tract	400

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1205 RIDGEWOOD RD, DENISON, TX 75020-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO
Oct 5, 2020	Deed of Trust, Mortgage BLUARK LLC
Oct 5, 2020	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO
Oct 15, 2018	Warranty Deed, Transfer RED RIVER TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024
Deed Sale	Jul 1, 2024
Prior Sale	Jul 2, 2021
Deed Document Number	2024-17414
Record Updated	Jun 8, 2026

July 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 2, 2021
Property Address	1205 RIDGEWOOD RD, DENISON, TX 75020-1131
Document Number	0000022308
Map Reference	VOL 1 PG 1
Instrument Date	Jun 30, 2021
Instrument	2021-00022308
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 6, 2022
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 RIDGEWOOD RD, DENISON, TX 75020-1131

Mortgage

Document Number	0000022309
Date	Jul 2, 2021
Instrument	2021-00022309

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1205 RIDGEWOOD RD, DENISON, TX 75020-1131
Document Number	0000002216
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1205 N WADDILL ST MCKINNEY TX 750692852, MCKINNEY, TX 75069-2852

Mortgage

Document Number	0000002216
Date	Jan 21, 2021
Instrument	2216

Lender

Name	BLUARK LLC
Address	111 BORDEAUX CT, COPPELL, TX 75019-4588

Agreement

Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 5, 2020
Property Address	1205 RIDGEWOOD RD, DENISON, TX 75020-1131
Document Number	0000027075
Instrument Date	Oct 1, 2020
Instrument	27075
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1205 N WADDILL ST MCKINNEY TX 750692852, MCKINNEY, TX 75069-2852

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 15, 2018
Property Address	1205 RIDGEWOOD RD, DENISON, TX 75020-1131
Document Number	0000023304
Instrument Date	Oct 15, 2018
Instrument	23304
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2729 W WASHINGTON ST DENISON TX 750201443, DENISON, TX 75020-1443

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,074 (-3.22%) Land $42,768 Building $207,306	$250,074 (-3.22%) Land $42,768 Building $207,306
2024	$4,528.00 (-13.32%)
2023		$258,382 Land $40,248 Building $218,134	$258,382 Land $40,248 Building $218,134
2022	$5,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100

May also be available: 360 Broadband, TekWav, Verizon.

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