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1205 Philo Rd, Urbana, IL 61801 Property Records

Champaign County property record for 1205 Philo Rd, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,073 sqft · built 1960
Lot Size0.144 acres (6,257 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Aug 2026)
Tax Bill$3,212 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN92-21-16-331-013

Property Details

APN / Parcel Number

Primary APN92-21-16-331-013

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,073 sqft Building Perimeter
1st Floor Area1,073 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialStucco
Roof MaterialOther
Lot Area6,257 sqft (0.144 acres)
Garage TypeAttached
Garage Area348 sqft
Parking Spaces1 Parking Space
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1205 PHILO RD
CityURBANA
StateIL
Zip61801-5374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 1 CHAMPAIGN - URBANA AMVETS HOMESTEAD ASSOCIATION SUB
Legal Range09E
Legal Township19N
Legal Section16
Legal SubdivisionCHAMPAIGN - URBANA AMVETS HOMESTEAD ASSO
Legal Block1
Legal Lot Number5
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group4
Census Block4003
Census Tract5601

Owner

1205 Philo Rd is owned and occupied by an individual who bought it in August 2026.

Source: Champaign County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address1205 PHILO RD, URBANA, IL 61801-5374
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2026 · Amount on File
Deed SaleAug 7, 2026 · Amount on File
Prior SaleJun 5, 2007 · Amount on File
Deed Document Number202612401
Prior Transfer DateJul 28, 2012
Prior Transfer Doc0000021382
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 7, 2026
Property Address1205 PHILO RD, URBANA, IL 61801-5374
Document Number0000012401
Instrument DateJul 28, 2026
Instrument202612401
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$23,482.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 PHILO RD, URBANA, IL 61801-5374

Mortgage

Document Number0000012402,
DateAug 7, 2026
Instrument202612402
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2046
Interest
Rate7.13%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Philo Rd was $3,212 with a homeowner's exemption, up 4.9% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,212.00 (+4.86%)$37,770 Land $12,490 Building $25,280$113,310 Land $37,470 Building $75,840
2024$3,063.00
2022$2,597.00 Homeowner's exemption$30,000 Land $9,930 Building $20,070$90,000 Land $29,790 Building $60,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1205 Philo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1205 Philo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Nextlink, Pavlov Media.

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