1205 Patrick St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 1205 Patrick St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,608 sqft · built 2006
Lot Size	0.107 acres (4,661 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Jun 2017)
Tax Bill	$4,128 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage Aug 2020 Mortgage + 1 more
APN	`7768-98-0328`

Property Details

APN / Parcel Number

Primary APN	`7768-98-0328`
Alternative APN	`7997`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area
1st Floor Area	1,272 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Colonial
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,661 sqft (0.107 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7997
Old Parcel Number	7997
Street Address	1205 PATRICK ST
City	FREDERICKSBURG
State	VA
Zip	22401-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	LT 493 4,641SF BL 315-F-L493 VILLAGE OF IDLEWILD PHASE 2
Legal Subdivision	VILLAGE OF IDLEWILD PHASE 2
Legal Phase	2
Legal Block	315F
Legal Lot Number	493
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	4
Census Block	4001
Census Tract	500

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1205 PATRICK ST, FREDERICKSBURG, VA 22401-2690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Jun 26, 2017	Warranty Deed, Transfer · FHA Mortgage C & F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Apr 21, 2006 · Amount on Record
Deed Document Number	20171496
Deed Book / Page	13 / 29
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	1205 PATRICK ST, FREDERICKSBURG, VA 22401-2690
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202209
Date	Aug 2, 2022
Instrument	202202209

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	1205 PATRICK ST, FREDERICKSBURG, VA 22401-2690
Document Number	212100207
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 PATRICK ST FREDERICKSBURG VA 224012690, FREDERICKSBURG, VA 22401-2690

Mortgage

Document Number	212100207
Date	Jan 15, 2021
Instrument	2100207

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jun 26, 2017
Property Address	1205 PATRICK ST, FREDERICKSBURG, VA 22401-2690
Document Number	0170001496
Instrument Date	Jun 28, 2016
Instrument	170001496
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 PATRICK ST, FREDERICKSBURG, VA 22401-2690
Investor	Possibly a Property Investor

Mortgage

Document Number	0170001497
Date	Jun 26, 2017
Instrument	170001497

Lender

Name	C & F MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,128.00 (+28.08%)	$509,700 (+40.72%) Land $125,000 Building $384,700	$509,700 (+40.72%) Land $125,000 Building $384,700
2024	$3,223.00	$362,200 Land $65,000 Building $297,200	$362,200 Land $65,000 Building $297,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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