1205 Oak St, Warsaw, MO 65355 Property Records

Benton County property record for 1205 Oak St, Warsaw, MO 65355

Property Summary

Property Type	Single Family Home
Details	1,164 sqft · built 1964
Lot Size	0.25 acres (10,875 sqft)
Owner	2 Individual Names on File
Tax Bill	$855 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144017001014010000`

Property Details

APN / Parcel Number

Primary APN	`144017001014010000`

Interior

Building Area	1,164 sqft Base Area
1st Floor Area	1,164 sqft
Flooring	Wood

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,875 sqft (0.25 acres)
Lot Dimensions	87 ft deep x 125 ft wide
Garage Area	1,500 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	1205 OAK ST
City	WARSAW
State	MO
Zip	65355-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 E1/2 L 13, BLK. 1, SALLEY'S 2ND ADD., WARSAW CITY
Legal Range	22W
Legal Township	40N
Legal Section	17
Legal Subdivision	SALLEY'S 2ND ADD
Legal Block	1
Legal Lot Number	13
Jurisdiction	BENTON MO
Township / Civil Division	SOUTH LINDSEY
Census Block Group	1
Census Block	1035
Census Tract	460300

Owner

1205 Oak St is owned and occupied by two individuals who acquired it in August 2011.

Source: Benton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1205 OAK ST, WARSAW, MO 65355-3151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2011
Deed Sale	Aug 22, 2011
Deed Document Number	20113026
Deed Book / Page	610 / 1048
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MO
Property Address	CEDAR STRET, WARSAW, MO 65355
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 OAK ST, WARSAW, MO 65355-3151

Mortgage

Document Number	002022/571
Date	Feb 3, 2022
Book Page	2022/571
Instrument	20220571

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Oct 1, 2049

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MO
Recording Date	Feb 21, 2023
Property Address	CEDAR STRET, WARSAW, MO 65355
Document Number	002023/651
Book / Page	2023 / 651
Instrument Date	Feb 21, 2023
Instrument	20230651
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	NOT AVAILABLE, DRAKE LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 OAK ST, WARSAW, MO 65355-3151

Mortgage

Document Number	0020230652
Date	Feb 21, 2023
Instrument	20230652

Lender

Name	GREAT SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Oak St was $855.

Source: Benton County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Benton County
Municipality	Warsaw City
Unified School District	Warsaw R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$855.00	$11,120	$58,550 Land $7,670 Building $50,880
2023		$10,050	$52,895
2022	$542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Oak St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW PWS serves 2,402 people · EPA ID MO3010835
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000

May also be available: AT&T, Wisper ISP.

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