1205 Oak St, Arnold, CA 95223 Property Records

Calaveras County property record for 1205 Oak St, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 762 sqft · built 1948
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026-027-005-000`

Property Details

APN / Parcel Number

Primary APN	`026-027-005-000`
Alternative APN	`026027005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	762 sqft Living Area
1st Floor Area	762 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1978
Architectural Style	Modern
Construction Type	Wood
Lot Area	13,939 sqft (0.32 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	1205 OAK ST
City	ARNOLD
State	CA
Zip	95223-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2PD
Legal Description	ARNOLD SUB LOTS 1 2 BLK 3
Legal Subdivision	ARNOLD SUB
Legal Block	3
Legal Lot Number	1
Legal Unit	3
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1000
Census Tract	501

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2646, ARNOLD, CA 95223-2646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	1205 OAK ST, ARNOLD, CA 95223-7245
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2646, ARNOLD, CA 95223-2646

Mortgage

Document Number	0000007525
Date	Jun 9, 2022
Instrument	2022-007525

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$107,720 (+2%) Land $21,529 Building $86,191
2025	$1,640.00 (+2.89%) Homeowner's exemption	$105,608 (+4.04%) Land $21,107 Building $84,501
2023	$1,594.00 (+10.77%) Homeowner's exemption	$101,510 Land $20,289 Building $81,221
2022	$1,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - EBBETTS PASS serves 11,545 people · EPA ID CA0510016
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30