1205 Oak Ave, Hamlet, NC 28345 Property Records

Richmond County property record for 1205 Oak Ave, Hamlet, NC 28345

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1968
Lot Size	0.518 acres (22,560 sqft)
Owner	Individual Name on Record
Last Sale	$111,000 (Apr 2022)
Tax Bill	$530 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`748101356148`

Property Details

APN / Parcel Number

Primary APN	`748101356148`
Alternative APNs	`26071301` `55693301`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,560 sqft (0.518 acres)
Lot Dimensions	141 ft deep x 160 ft wide
Garage Type	Carport
Garage Area	364 sqft
Carport	Carport
Carport Area	364 sqft
Driveway	Asphalt Driveway
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55693301
Street Address	1205 OAK AVE
City	HAMLET
State	NC
Zip	28345-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1205 OAK ST
Legal Subdivision	CHASMARY PARK
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	3
Census Block	3005
Census Tract	970900

Owner

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1205 OAK AVE, HAMLET, NC 28345-3708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Apr 5, 2022	Warranty Deed, Transfer · VA Mortgage TRUIST BANK
Mar 20, 2018	Warranty Deed, Transfer
Mar 20, 2018	Warranty Deed, Transfer
Nov 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	2022268220
Deed Book / Page	1924 / 112
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	1205 OAK AVE, HAMLET, NC 28345-3708
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, ACRISURE NATL LENDER SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 OAK AVE, HAMLET, NC 28345-3708

Mortgage

Document Number	002057/406
Date	Jan 22, 2026
Book Page	2057/406
Instrument	286401

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Apr 5, 2022
Property Address	1205 OAK AVE, HAMLET, NC 28345-3708
Document Number	001924/112
Book / Page	1924 / 112
Map Reference	MB 8 PG 75
Instrument Date	Apr 5, 2022
Instrument	268220
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	273 CHALK RD, HAMLET, NC 28345-8839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 OAK AVE, HAMLET, NC 28345-3708

Mortgage

Document Number	0000268221
Date	Apr 5, 2022
Instrument	268221

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2053

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Mar 20, 2018
Property Address	1205 OAK AVE, HAMLET, NC 28345-3708
Document Number	1777/131
Book / Page	1777 / 131
Map Reference	MB 8 PG 75
Instrument Date	Mar 20, 2018
Instrument	247913
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 CHALK RD, HAMLET, NC 28345-8839

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Mar 20, 2018
Property Address	1205 OAK AVE, HAMLET, NC 28345-3708
Document Number	1777/129
Book / Page	1777 / 129
Map Reference	MB 490 PG 467
Instrument Date	Mar 20, 2018
Instrument	247912
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	273 CHALK RD, 273, HAMLET, NC 28345-8839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 OAK AVE, HAMLET, NC 28345-3708

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Nov 28, 2017
Property Address	1205 OAK AVE, HAMLET, NC 28345-3708
Document Number	1768/414
Book / Page	1768 / 414
Instrument Date	Nov 28, 2017
Instrument	246550
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 CHALK RD, HAMLET, NC 28345-8839

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Municipality	Hamlet City
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$530.00 (-24.07%)	$108,243 (+57.86%) Land $12,902 Building $95,341	$108,243 (+57.86%) Land $12,902 Building $95,341
2023	$698.00	$68,571 Land $10,198 Building $58,373	$68,571 Land $10,198 Building $58,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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