1205 NW 3rd St, Carrabelle, FL 32322 Property Records

Franklin County property record for 1205 NW 3rd St, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,632 sqft · built 1975
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2021)
Tax Bill	$3,571 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-07S-04W-4212-0092-0130`

Property Details

APN / Parcel Number

Primary APN	`20-07S-04W-4212-0092-0130`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Heated Area
Gross Area	2,132 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	600 sqft

Exterior Amenities

Porch	Porch
Porch Area	408 sqft
Fence	Fence
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1205 NW 3RD ST
City	CARRABELLE
State	FL
Zip	32322-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL 92 255 LOTS 13 THRU 16 KEOUGHS 2ND ADD OR 109/399 118/169-70 119/246-47 346/218 349/203 CASE NO. 91-25 DIVORCE OR 373/102
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	KEOUGHS 2ND ADD
Legal Block	92
Legal Lot Number	13-16 14
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	3
Census Block	3095
Census Tract	970102

Owner

1205 NW 3rd St is owned and occupied by an individual who bought it in June 2021.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1205 NW 3RD ST, CARRABELLE, FL 32322-7006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Sep 19, 2017	Warranty Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Sep 19, 2017 · Amount on File
Deed Document Number	202119004026
Deed Book / Page	1305 / 505
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 23, 2021
Property Address	1205 NW 3RD ST, CARRABELLE, FL 32322-7006
Document Number	0019004026
Book / Page	1305 / 505
Instrument Date	Jun 17, 2021
Instrument	202119004026
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	NOVAS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	713 RIVERVIEW DR, 713, CARRABELLE, FL 32322-5060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 NW 3RD ST, CARRABELLE, FL 32322-7006

Mortgage

Document Number	0000000508
Date	Jun 23, 2021
Instrument	1305/508

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 19, 2017
Property Address	1205 NW 3RD ST, CARRABELLE, FL 32322-7006
Document Number	0019004802
Book / Page	1202 / 254
Map Reference	MB2 PG20
Instrument Date	Sep 11, 2017
Instrument	201719004802
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 802, CARRABELLE, FL 32322-0802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SIMMONS DAIRY RD, CORDELE, GA 31015-9040

Mortgage

Document Number	0000000256
Date	Sep 19, 2017
Instrument	1202/256

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1205 NW 3rd St was $3,571, up 7.6% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,571.00 (+7.63%)	$234,335 (-1.18%) Land $9,600 Building $224,735	$234,335 (-1.18%) Land $9,600 Building $224,735
2024	$3,318.00 (+9.76%)	$237,124 (+18.11%) Land $11,000 Building $226,124	$237,124 (+18.11%) Land $11,000 Building $226,124
2023	$3,023.00 (+13.22%)	$200,758 (+29.69%) Land $20,000 Building $180,758	$200,758 (+29.69%) Land $20,000 Building $180,758
2022	$2,670.00	$154,796 Land $20,000 Building $134,796	$154,796 Land $20,000 Building $134,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 NW 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 NW 3rd St is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

Nearby Properties on NW 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures